Advance America – 3696 Airport Blvd Ste. A
5.0
(684 reviews)
Advance America at 3696 Airport Blvd Ste. A in Mobile, Alabama, is a private consumer finance company that provides short-term personal loan options and related services. Founded as part of a nationwide network, the organization emphasizes accessible financial solutions aimed at meeting everyday cash needs through in-store and online channels. The Mobile location has served the surrounding community for more than a decade, contributing to the broader footprint of the company in Alabama and across multiple states. The principal functions at this site include facilitating installment loans and related financial products, along with in-person customer service to guide applicants through the loan process. Operationally, the center supports a straightforward application flow, offers on-site loan disbursement, and provides options for quick funding designed to address urgent cash requirements. The center's local activity is complemented by broader corporate services, including online applications and national customer support, ensuring a consistent experience across locations.
Sources & References
3696 Airport Blvd Ste A Mobile Alabama 36608
https://www.advanceamerica.net/store-locations/alabama/3696-airport-blvd-ste-mobile-36608
Advance America is here to help you with easy online cash advances, fast cash loans and more. Apply online now or visit any of our 800+ locations
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Advance America, 2501 Government Blvd, Ste 5, Mobile, AL 36606, US - MapQuest
https://www.mapquest.com/us/alabama/advance-america-278307623
Map Location
Services this business provides
Loan agency
Financial institution
Money order service
Contact Information
Address
3696 Airport Blvd Ste. A, Mobile, AL 36608
Phone
(251) 47-62-693Website
www.advanceamerica.netFrequently Asked Questions about Advance America
Payday lenders operate under a mix of federal guidelines and state laws. Federally, the Consumer Financial Protection Bureau (CFPB) oversees disclosures, fair lending practices, and anti-abuse rules, while the Federal Trade Commission (FTC) enforces deceptive practices and debt-collection rules. At the state level, licensing, interest-rate caps, fees, and specific consumer protections vary widely by state and can determine how lenders like Advance America operate in Alabama. For Alabama specifically, payday lending is regulated by state statutes and licensing requirements, with periodic updates addressing fees, terms, and renewal rules. For more detail, check the CFPB and Alabama state banking or financial services regulators, plus the lender’s disclosures on their site.
Payday loans in Alabama are typically short-term loans with very high costs, due in full on the borrower's next payday, and often carry APRs well into triple digits when annualized. Installment loans provide a larger loan amount and are repaid over a set period in multiple installments, usually at lower APRs and with more flexible repayment terms. In Alabama, payday loans are highly regulated with strict limits on terms and charges, while installment loans face fewer state-imposed rate caps, leading to broader availability but potentially different risks.
Key differences:
- Payment structure: payday loans are a single lump-sum repayment on the next payday; installment loans are paid over months or years.
- Costs: payday loans carry very high, short-term costs; installment loans typically have lower APRs but vary by lender and credit profile.
- Loan amounts: payday loans are usually smaller; installment loans can be larger, up to tens of thousands depending on the lender.
For Alabama-specific rules, consult the state’s payday lending booklet or a licensed lender in Alabama for current terms and limits.
Key differences:
- Payment structure: payday loans are a single lump-sum repayment on the next payday; installment loans are paid over months or years.
- Costs: payday loans carry very high, short-term costs; installment loans typically have lower APRs but vary by lender and credit profile.
- Loan amounts: payday loans are usually smaller; installment loans can be larger, up to tens of thousands depending on the lender.
For Alabama-specific rules, consult the state’s payday lending booklet or a licensed lender in Alabama for current terms and limits.
Advance America is a national lender founded in 1997 that offers short-term cash advances, installment loans, and related financial services across multiple states. The company expanded rapidly through a combination of in-store branches and online presence, growing to hundreds of locations nationwide to serve customers seeking rapid liquidity. For more details on its history and footprint, visit the company’s About Us page or its LinkedIn profile.
Short-term lending protections in Mobile, Alabama are governed by Alabama law and federal oversight. Key protections include the Small Loan Act limits and cooling-off provisions, licensing requirements, and disclosures to borrowers. State regulators also monitor payday and short-term lenders for Usury limits and fair lending practices. For precise rules applicable to your lender and loan type, contact the Alabama State Banking Department and the Alabama Attorney General’s Office.
- Alabama Small Loan Act and related regulations set rate and fee caps for small loans and outline license requirements.
- The Alabama State Banking Department provides consumer loan guidance and licenses for lenders operating in the state.
- Consumer protection discussions and updates on high-cost lending reforms influence local practices and borrower rights in Alabama.
- Advance America location pages confirm loan options and required documentation for Mobile loans, illustrating typical terms for installment loans and cash advances.
- Alabama Small Loan Act and related regulations set rate and fee caps for small loans and outline license requirements.
- The Alabama State Banking Department provides consumer loan guidance and licenses for lenders operating in the state.
- Consumer protection discussions and updates on high-cost lending reforms influence local practices and borrower rights in Alabama.
- Advance America location pages confirm loan options and required documentation for Mobile loans, illustrating typical terms for installment loans and cash advances.
Advance America provides a range of consumer financial services nationwide, including Payday Loans, Installment Loans, Personal Lines of Credit, and Title Loans, with online applications and in-store options available at 800+ locations. They also offer Western Union money transfers and online lending services to meet short-term funding needs. For the most current details, visit their official site or locate a nearby store.