Terms of Service

Welcome to Nearby Cash Advance. These Terms of Service ("Terms") govern your access to and use of our website, services, and any related applications (collectively, the "Service") operated by Nearby Cash Advance ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

1. Acceptance of Terms

By accessing or using Nearby Cash Advance, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Service.

2. Description of Service

Nearby Cash Advance is a directory service that provides information about financial service providers, including banks, credit unions, lenders, and loan specialists across the United States. Our Service includes:

• Searchable directory of financial service providers
• Company listings with contact information, ratings, and reviews
• Location-based search functionality
• Category-based browsing
• Submission forms for listing new providers

We do not provide financial advice, loans, or financial services directly. We are an informational directory only.

3. User Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Service on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

4. Use of Service

4.1 Permitted Use

You may use our Service for lawful purposes only and in accordance with these Terms. You agree to:

• Use the Service only for personal or internal business purposes
• Provide accurate and truthful information when submitting listings
• Respect the intellectual property rights of others
• Comply with all applicable laws and regulations

4.2 Prohibited Use

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the Service or servers connected to the Service
• Use automated systems (bots, scrapers) to access the Service without permission
• Reproduce, duplicate, copy, or resell any portion of the Service
• Use the Service to transmit viruses, malware, or other harmful code
• Harass, abuse, or harm other users or third parties

5. User Submissions

When you submit content to our Service (such as listing information, reviews, or feedback), you grant us a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, and distribute such content for the purpose of operating and promoting our Service.

You represent and warrant that any content you submit:

• Is accurate and truthful
• Does not violate any third-party rights (including intellectual property, privacy, or publicity rights)
• Does not contain defamatory, libelous, or unlawful material
• Complies with all applicable laws and regulations

We reserve the right to review, edit, or remove any user-submitted content at our sole discretion.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Nearby Cash Advance and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not use our trademarks, logos, or other proprietary information without our prior written consent.

7. Third-Party Links and Services

Our Service may contain links to third-party websites, services, or resources that are not owned or controlled by Nearby Cash Advance. We are not responsible for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party services. We encourage you to review the terms and privacy policies of any third-party sites you visit.

8. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• We do not guarantee the accuracy, completeness, or timeliness of information on our Service
• We do not endorse or recommend any specific financial service provider listed on our directory
• We are not responsible for the quality, safety, or legality of services provided by listed companies
• We do not provide financial advice or recommendations
• We do not guarantee that the Service will be uninterrupted, secure, or error-free

You are solely responsible for your decisions regarding financial services and should conduct your own research and due diligence before engaging with any provider listed on our Service.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEARBY CASH ADVANCE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU PAID TO US, IF ANY, FOR ACCESSING THE SERVICE IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless Nearby Cash Advance and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Service, your violation of these Terms, or your violation of any rights of another party.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the federal and state courts located in the United States.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes, we will notify you by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms. If you do not agree to the new Terms, you must stop using the Service.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Nearby Cash Advance regarding the use of the Service and supersede all prior agreements and understandings.

16. Contact Us

If you have any questions about these Terms of Service, please contact us at: