CheckSmart – 5504 E 22nd St #100
4.7
(330 reviews)
The organization at 5504 E 22nd St #100 in Tucson, AZ operates as CheckSmart, a non-depository lender offering cash-advance services and title loan products. Historically, CheckSmart affiliates have provided short-term lending solutions aimed at bridging gaps between pay periods, often operating through storefront locations and online channels. The Tucson location serves local customers by processing loan applications, disbursing funds, and handling repayment arrangements in accordance with applicable state and federal regulations.
Nature and operations
- Primary functions: consumer loans, cash advances, and related financial services at a storefront and online interface.
- Operational scope: serves individual borrowers within the Tucson area and surrounding communities, adhering to state licensing requirements for non-bank lenders.
- Business context: part of a network of consumer finance outlets that emphasize quick access to temporary financing, subject to state laws governing interest rates and disclosures.
Note: This overview concentrates on the entity’s nature, history, and functions without recommending products or providing financial advice.
Sources & References
Monitoring & Maintenance | Pima County, AZ
https://www.pima.gov/1640/Monitoring-Maintenance
Vestar was responsible for Project maintenance and monitoring for a period of five years to ensure the established success criteria were met
CheckSmart Tucson - 5504 E 22nd St #100
https://www.checksmart.com/store/az/tucson/5504-east-22nd-street/
Looking for Express Title Loans or Title Loans in Tucson? Visit CheckSmart at 5504 E 22nd St #100 for a cash loan up to $25,000
CheckSmart, 7710 W Lower Buckeye Rd, Ste 100, Phoenix, AZ 85043, US - MapQuest
https://www.mapquest.com/us/arizona/checksmart-26711149
Map Location
Services this business provides
Financial institution
Check cashing service
Loan agency
Contact Information
Frequently Asked Questions about CheckSmart
CheckSmart in Tucson operates multiple storefronts offering short-term cash loans and in-store services. The Tucson locations include 5504 E 22nd St #100, 727 W Ajo Way, 1655 W Valencia Rd Ste 121, and 3802 S 6th Ave, among others, with hours typically 9:00 AM–7:00 PM on weekdays and varying weekend schedules. Since opening in 1987, CheckSmart has positioned itself as a convenient option for check cashing, money orders, wire transfers, and bill pay in addition to title loans up to $25,000 at many Tucson stores. For the latest hours and services at a specific Tucson location, visit the local store page or CheckSmart’s Arizona store locator.
CheckSmart Tucson at 5504 E 22nd St #100, Tucson, AZ 85711 is operated by CheckSmart, a financial services company offering cash loans, check cashing, money transfers, and related services. For confirmation and up-to-date details, you can contact the store directly at the published phone number or visit the CheckSmart Tucson page. This location is part of CheckSmart’s Arizona network with other Tucson and Phoenix locations listed on their site.
CheckSmart Tucson offers short-term lending options, including payday-style loans and title loans, as well as in-store services like check cashing, money orders, and wire transfers. Location-specific details show loans available up to $25,000 with title as collateral for certain products, plus the option to apply in-store or online. For exact terms, eligibility, and current offerings at 5504 E 22nd St #100, Tucson, AZ 85711, contact the store or visit CheckSmart’s Tucson locations for personalized assistance.
Payday lending in Arizona has faced tight state regulation since 2008, culminating in the 36% annual interest cap that effectively ended the active export of payday loans when a temporary exemption expired in 2010. Since then, lenders have adapted or exited, with Arizona regulators focusing on usury protections and closing loopholes to curb predatory practices.
Key points:
- Arizona banned payday lending’s exempt status in 2010, placing them under the 36% cap and encouraging lender exits or product shifts.
- Regulatory emphasis shifted toward enforcing usury laws and preventing loophole exploitation, while broader consumer-lending reforms have targeted predatory practices across short-term credit markets.
For more context and primary sources, see Arizona Law Review discussions on the political economy of payday lending and regulatory attempts to close loopholes.
Key points:
- Arizona banned payday lending’s exempt status in 2010, placing them under the 36% cap and encouraging lender exits or product shifts.
- Regulatory emphasis shifted toward enforcing usury laws and preventing loophole exploitation, while broader consumer-lending reforms have targeted predatory practices across short-term credit markets.
For more context and primary sources, see Arizona Law Review discussions on the political economy of payday lending and regulatory attempts to close loopholes.
Arizona licensing information for CheckSmart can be found through the Arizona Department of Financial Institutions (DFI). The DFI regulates consumer lenders and payday lenders operating in Arizona; CheckSmart locations may fall under their oversight depending on the product offered. For official licensing status, contact the DFI or check their online license search.
- Arizona Department of Financial Institutions (DFI): licensing search and filings
- Arizona Corporation Commission (for business registration related inquiries)
- CheckSmart corporate inquiries or in-store staff for state license numbers
Note: Licensing details may vary by product (personal loans vs. title loans). For the most accurate, up-to-date information, verify with the DFI directly.
- Arizona Department of Financial Institutions (DFI): licensing search and filings
- Arizona Corporation Commission (for business registration related inquiries)
- CheckSmart corporate inquiries or in-store staff for state license numbers
Note: Licensing details may vary by product (personal loans vs. title loans). For the most accurate, up-to-date information, verify with the DFI directly.