Pacific Service Credit Union – 1355 Willow Way
4.6
(118 reviews)
Pacific Service Credit Union is a regional, member-owned financial cooperative founded in 1936 by employees of the Pacific Gas & Electric Company. It operates as a full-service credit union, offering deposit products, consumer loans, and related financial services to eligible residents, workers, worshippers, and students across Northern California. The organization functions as a not-for-profit cooperative, returning earnings to members through competitive rates and service improvements, rather than to external shareholders. Its history reflects steady growth in membership and assets, with a focus on community-oriented financial solutions and member education. The institution serves a defined geographic field of membership that includes multiple Northern California counties, and it maintains a governance structure comprising a board of directors and executive leadership responsible for strategic direction, risk management, and day-to-day operations. Through its regional footprint, Pacific Service CU aims to provide accessible financial services while maintaining prudent financial stewardship.
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Services this business provides
Financial institution
ATM
Bank
Car finance and loan company
Credit union
Mortgage lender
Savings bank
Contact Information
Frequently Asked Questions about Pacific Service Credit Union
Does Pacific Service Credit Union have other locations in Concord?
Based on our directory, this appears to be the only Pacific Service Credit Union location in Concord, California. However, Pacific Service Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Pacific Service Credit Union online?
Yes, Pacific Service Credit Union offers online contact options through their website. You can visit their website at pacificservice.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Pacific Service Credit Union is legitimate?
To verify Pacific Service Credit Union's legitimacy, check if they are licensed with California's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Pacific Service Credit Union?
Requirements to apply for a loan with Pacific Service Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Pacific Service Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.