Swift Title Loans – 2137 N Bellflower Blvd
5.0
(8 reviews)
Swift Title Loans is a nationally oriented title loan platform that markets rapid cash solutions secured by vehicle titles. Originating as a California-based enterprise, the organization has expanded its model to serve a broad customer base across multiple states, aiming to facilitate emergency funding when traditional credit options are limited. Its core function centers on connecting borrowers with lenders who offer title-backed loans, using the equity in a vehicle as collateral to determine loan availability and terms. The organization emphasizes speed and accessibility, often highlighting same-day responses and convenient application processes as part of its service approach. Historically, title loan providers have positioned themselves as alternatives for individuals facing temporary liquidity needs, with operations spanning online interfaces and physical locations. The entity’s scope involves compliance considerations relevant to consumer finance, data security, and transparent disclosure of loan details. As part of its operational footprint, it maintains a presence in regions where title lending is legally permissible and regulated.
Sources & References
Cash Title Loans near Long Beach, CA
https://www.loanmaxtitleloans.net/en/locations/california/long-beach
About Us | Swift Title Loans
https://cartitleloansla.com/about-us/
Worried about getting an emergency loan with bad credit? Call us at Swift Title Loans or apply easily online for car title loans!
Car Title Loans in Long Beach
https://cartitleloansla.com/locations/long-beach-2/
Map Location
Services this business provides
Loan agency
Contact Information
Address
2137 N Bellflower Blvd, Long Beach, CA 90815
Phone
(562) 56-63-979Website
cartitleloansla.comFrequently Asked Questions about Swift Title Loans
Swift Title Loans operates in California as a title loan provider, using a vehicle’s title as collateral. California regulates title lenders through DFPI rules on licensing, rates, and borrower protections; lenders must be licensed and comply with state limits and disclosures. Swift Title Loans’ online materials indicate they offer car title loan products and emphasize speed and easy approval. For precise status of any California location, verify the lender’s DFPI license and local disclosures.
Typical services offered by title loan companies in Long Beach include: car title loans secured by the vehicle’s equity, with loan amounts often based on appraised value; online or in-person application and quick approval processes; and funds disbursed as cash or via check, sometimes within 24 hours. Many lenders also provide flexible repayment options, including renewing or extending loans, and accept borrowers with bad credit. For accurate terms, visit local providers or their websites for specific rates and requirements.
Swift Title Loans operates as a nationwide title loan platform connected to third-party lenders, offering auto title loans across multiple states since its California origins. The company emphasizes fast, accessible cash with an online application and same-day funding, often highlighted for serving borrowers with limited or poor credit. For precise historical milestones and expansion dates, consult the company’s official site or state-level licensing records.
Car title loan underwriting in California typically starts with verifying ownership and vehicle value, then assessing eligibility based on income and ability to repay. Lenders require a clear title, government ID, proof of income and residence, and the vehicle’s details. A lien is placed on the title, and loan approval hinges on vehicle equity, not just credit score, with terms often ranging from 30 days to several months and fees set by state rules. For specifics, contact the California Department of Business, Consumer Services or the lender’s compliance page.
California title loan protections for consumers
- California imposes interest rate caps and fees for title loans, with particular limits for loans under $2,500 and for those $2,500–$10,000, to curb predatory pricing. Lenders must be licensed and comply with repayment terms and disclosures. Repossession procedures are regulated to protect borrowers.
- Key protections include licensing by DFPI, clear disclosures of terms, limits on costs and fees, and strict rules around vehicle repossessions. For more detailed, up-to-date rules, consult the California Department of Financial Protection and Innovation or the California Title Loan law summary.
- California imposes interest rate caps and fees for title loans, with particular limits for loans under $2,500 and for those $2,500–$10,000, to curb predatory pricing. Lenders must be licensed and comply with repayment terms and disclosures. Repossession procedures are regulated to protect borrowers.
- Key protections include licensing by DFPI, clear disclosures of terms, limits on costs and fees, and strict rules around vehicle repossessions. For more detailed, up-to-date rules, consult the California Department of Financial Protection and Innovation or the California Title Loan law summary.