Mariner Finance – 3501 McHenry Ave Suite D10
4.8
(108 reviews)
Mariner Finance is a consumer-finance company founded in 2002, originally based in Baltimore, Maryland, that has since expanded to multiple states across the U.S. and operates with a local, community-oriented approach. The organization focuses on providing a range of personal lending options designed to accommodate individual financial needs, with an emphasis on accessible service and customer interaction. Its history highlights growth from a regional lender to a coast-to-coast presence, maintaining a emphasis on creating convenient, responsive lending experiences for borrowers.
At the Modesto location, the organization functions as a branch of a larger national network, offering traditional consumer loan products and related services in the local market. The business profile and corporate history indicate a commitment to personalized service, local engagement, and alignment with regulatory requirements for financial institutions. The entity positions itself as a community-focused lender with a national footprint, aiming to balance flexible funding opportunities with responsible lending practices.
Sources & References
Mariner Finance
https://www.cbinsights.com/company/mariner-finance
Mariner Finance provides personal loans across various sectors. Use the CB Insights Platform to explore Mariner Finance's full profile
Mariner: Access to a Wealth of Knowledge and Solutions.
https://www.marinerwealthadvisors.com
Mariner provides wealth advice designed to last by creating a financial strategy designed to change with you
Mariner Finance - Overview, Industry, Revenue, Location & Tech Stack | Koala
https://getkoala.com/companies/marinerfinance.com
Discover Mariner Finance (marinerfinance.com) on Koala. Based in Nottingham, Maryland, United States. Founded in 2002. See what tech stack they use, Industry, Employee count, and more
Map Location
Services this business provides
Loan agency
Car finance and loan company
Mortgage lender
Contact Information
Address
3501 McHenry Ave Suite D10, Modesto, CA 95356
Phone
(209) 21-52-255Website
locations.marinerfinance.comFrequently Asked Questions about Mariner Finance
Mariner Finance in Modesto operates as a national consumer finance lender offering personal loans, with regulatory status governed by California state lending laws and federal lending oversight. In California, lenders like Mariner Finance must comply with state usury, disclosures, licensing, and fair lending requirements, and may be subject to consumer protection enforcement by the California Department of Financial Protection and Innovation (DFPI) and the Federal Trade Commission.
Regulatory status highlights:
- California licensing: Non-bank lenders typically require state licensing and periodic renewals to offer installment loans. DFPI oversees consumer finance lenders in California.
- Compliance framework: Lenders must provide clear disclosures, abide by interest rate and fee limits where applicable, and adhere to fair lending and debt collection rules.
- Public information: Mariner Finance operates nationally with numerous branches; ensure current California license status and any complaints are checked through DFPI and BBB records. If you need more specifics, you can verify direct state records or contact the Modesto branch for licensing details.
Regulatory status highlights:
- California licensing: Non-bank lenders typically require state licensing and periodic renewals to offer installment loans. DFPI oversees consumer finance lenders in California.
- Compliance framework: Lenders must provide clear disclosures, abide by interest rate and fee limits where applicable, and adhere to fair lending and debt collection rules.
- Public information: Mariner Finance operates nationally with numerous branches; ensure current California license status and any complaints are checked through DFPI and BBB records. If you need more specifics, you can verify direct state records or contact the Modesto branch for licensing details.
Mariner Finance in California typically offers a range of personal-funding options designed for borrowers with varying credit profiles. Common products include unsecured personal loans for debt consolidation, medical or emergency expenses, and major purchases; auto loans for new or used vehicles or refinancing; and home-improvement or debt-consolidation loans that tailor repayment terms to budgets. Some locations may also offer secured loan options and specialized terms based on state regulations.
For the Modesto area, Mariner Finance provides personal loan programs that can be accessed online or in-branch, with offers personalized after application. To review specific loan amounts, terms, and eligibility for California residents, visit the official Mariner Finance site or contact the Modesto branch directly at 3501 McHenry Ave Suite D10, Modesto, CA 95356.
For the Modesto area, Mariner Finance provides personal loan programs that can be accessed online or in-branch, with offers personalized after application. To review specific loan amounts, terms, and eligibility for California residents, visit the official Mariner Finance site or contact the Modesto branch directly at 3501 McHenry Ave Suite D10, Modesto, CA 95356.
Mariner Finance has several California branches beyond Modesto. Notable locations include Rancho Cordova (11110 Coloma Rd Ste 45, 95670) and Antioch (5829 Lone Tree Way, Ste G, 94531). Additional California branches appear in Suisun City (258 Sunset Ave, Ste B, 94585) and Suisun/Suisun-area listings may vary by source, so verify current openings.
For the most up-to-date list of California branches, visit Mariner Finance’s official site or a trusted business directory. This ensures accuracy of addresses and hours.
For the most up-to-date list of California branches, visit Mariner Finance’s official site or a trusted business directory. This ensures accuracy of addresses and hours.
Mariner Finance is a Baltimore-based consumer finance company founded in 2002 by a group of industry experts to offer flexible personal loan options with a focus on customer service. It has expanded coast-to-coast, establishing physical locations in more than half of the states and serving a broad set of financing needs, including debt consolidation, home improvement, vacations, weddings, vehicles, and mortgage-related products.
For more information on current locations, state presence, and recent developments, see Mariner Finance’s history page and their press archives, which provide updates on expansion and product offerings. The Modesto, CA location at 3501 McHenry Ave Suite D10 is part of this nationwide footprint, with local details available through regional business profiles.
For more information on current locations, state presence, and recent developments, see Mariner Finance’s history page and their press archives, which provide updates on expansion and product offerings. The Modesto, CA location at 3501 McHenry Ave Suite D10 is part of this nationwide footprint, with local details available through regional business profiles.
Mariner Finance underwriting for personal loans focuses on overall repayment capacity rather than a single score. Key criteria commonly cited include your income and employment stability, debt-to-income ratio, and the overall picture from your credit report, along with the loan amount and term you request. Co-signers or applicants with lower credit may improve approval odds or rates.
- Typical documentation: government-issued ID, proof of income (pay stubs, tax returns, or bank statements), and residency verification.
- Loan ranges and channel: loan amounts generally span from about $1,000 to $25,000 with online prequalification available; larger or nonstandard amounts may require branch review.
- State and eligibility nuances: underwriting varies by state and is influenced by your income, existing debts, and assets, not a fixed minimum credit score. For precise criteria, visit Mariner Finance’s official FAQ and state-specific pages.
- Typical documentation: government-issued ID, proof of income (pay stubs, tax returns, or bank statements), and residency verification.
- Loan ranges and channel: loan amounts generally span from about $1,000 to $25,000 with online prequalification available; larger or nonstandard amounts may require branch review.
- State and eligibility nuances: underwriting varies by state and is influenced by your income, existing debts, and assets, not a fixed minimum credit score. For precise criteria, visit Mariner Finance’s official FAQ and state-specific pages.