Mariner Finance – 3854 Sepulveda Blvd
4.7
(150 reviews)
Mariner Finance is a consumer lending organization that provides non-principal, installment-focused financing solutions to individuals. Founded in the early 2000s, the company has established a nationwide presence with branches intended to offer accessible loan products and credit options to a broad segment of borrowers. Its operations center on personal loans and related financing services, including debt consolidation and other consumer credit needs, delivered through local offices and direct-to-consumer channels. The organization emphasizes proximity to communities through a network of physical locations, aiming to tailor loan terms to individual circumstances within applicable regulatory frameworks. Over the years, Mariner Finance has positioned itself as a practical option for borrowers seeking quick access to funding for everyday expenses, major purchases, or life events. The Torrance location at 3854 Sepulveda Blvd serves as part of the broader regional footprint designed to assist customers with loan applications, underwriting, and servicing within its geographic area.
Sources & References
19675 Mariner Ave, Torrance, CA 90503 - LoopNet
https://www.loopnet.com/Listing/19675-Mariner-Ave-Torrance-CA/3646179/
19675 Mariner Ave, Torrance, CA 90503. This Flex property can be viewed on LoopNet
Mariner: Access to a Wealth of Knowledge and Solutions.
https://www.marinerwealthadvisors.com
Mariner provides wealth advice designed to last by creating a financial strategy designed to change with you
Mariner Finance Torrance CA, 90505
https://www.manta.com/c/mkc4tt5/mariner-finance
Map Location
Services this business provides
Loan agency
Car finance and loan company
Mortgage lender
Contact Information
Address
3854 Sepulveda Blvd, Torrance, CA 90505
Phone
(424) 26-26-742Website
locations.marinerfinance.comFrequently Asked Questions about Mariner Finance
Mariner Finance Torrance operates as a branch-based consumer finance company offering personal loans and related financing options. The Torrance location at 3854 Sepulveda Blvd functions within a nationwide network that emphasizes local, customer-focused service and flexible loan solutions. For more details, consult Mariner Finance's official site and the Torrance listing on local business directories.
Mariner Finance offers a range of consumer loan products designed to meet varied needs. Typical offerings include personal loans (secured and unsecured), auto loans (new, used, and refinanced), home improvement loans, debt consolidation loans, and mortgage-related products. They emphasize flexible terms and accessibility for borrowers with diverse credit profiles. For precise product details and eligibility, visit their official site or contact a local branch.
Mariner Finance is subject to California regulatory oversight by the Department of Financial Protection and Innovation (DFPI). Public filings and licensing information for California lenders are typically available through the DFPI’s regulatory portals and the California Financial Code references. You can also review California-specific regulator pages for licensing status, consumer disclosures, and annual reports.
Where to go for more information:
- DFPI: California Financial Code references and licensing/filing requirements.
- DFPI regulatory filings portal (searchable by entity name) for ongoing and past filings.
- California securities and regulatory compliance resources for California lenders and nonbank financial institutions.
Where to go for more information:
- DFPI: California Financial Code references and licensing/filing requirements.
- DFPI regulatory filings portal (searchable by entity name) for ongoing and past filings.
- California securities and regulatory compliance resources for California lenders and nonbank financial institutions.
Mariner Finance operates as a loan broker/agency in Torrance, connecting borrowers with a network of lenders while also processing applications on-site at its Torrance location. The Torrance office lists services such as personal loans and related loan products, and staff assist with application submissions, documentation, and disclosures typical of consumer finance channels. For precise structure, licensing, and partner lenders, visit the Torrance branch or the main Mariner Finance site for official disclosures.
California requires lenders and brokers to be licensed under the California Financing Law (CFL) unless a specific exemption applies. Most consumer lenders doing business in California must obtain a CFL license through the Nationwide Multistate Licensing System (NMLS) and meet CFL standards, including background checks, business plan alignment, and ongoing compliance. Non-residential lenders must maintain minimum net worth and a surety bond, while residential lenders/brokers follow CFL licensing with applicable criteria.
Key steps and thresholds:
- Apply via NMLS for CFL license if engaged in consumer lending or brokering in California. Licenses require a clean regulatory and criminal history and a proper business plan consistent with lending activity.
- Non-residential CFL license typically requires at least $25,000 net worth and a $25,000 surety bond, plus compliant business operations.
- California Department of Financial Protection and Innovation (DFPI) oversees CFL licenses; violations can trigger penalties and license actions.
For precise guidance tailored to Mariner Finance’s activities in Torrance, verify CFL applicability, exemptions, and ongoing compliance requirements with the DFPI and the NMLS.
Key steps and thresholds:
- Apply via NMLS for CFL license if engaged in consumer lending or brokering in California. Licenses require a clean regulatory and criminal history and a proper business plan consistent with lending activity.
- Non-residential CFL license typically requires at least $25,000 net worth and a $25,000 surety bond, plus compliant business operations.
- California Department of Financial Protection and Innovation (DFPI) oversees CFL licenses; violations can trigger penalties and license actions.
For precise guidance tailored to Mariner Finance’s activities in Torrance, verify CFL applicability, exemptions, and ongoing compliance requirements with the DFPI and the NMLS.