CAMPUS USA Credit Union – 5115 NW 43rd St
4.7
(137 reviews)
CAMPUS USA Credit Union is a member-owned financial cooperative founded in 1935 as Gainesville Florida Campus Federal Credit Union, later adopting its current name after a state charter conversion in the 1990s. The organization operates as a not-for-profit financial institution, with earnings returned to members through services and pricing designed to emphasize value over profit‑driven strategies. Its history traces the evolution from a campus-based credit union serving university communities to a broader statewide and international membership base, reflecting growth in scope while maintaining cooperative governance.
primary functions and scope
- Core offerings include typical consumer financial services such as savings accounts, loans, and checking services, aligned with the credit union model that prioritizes member benefit.
- The institution serves a diverse membership, including individuals outside its original campus community, with services designed to be accessible at multiple branch locations and through light-touch digital channels.
- Governance is member-driven, with profits and strategic decisions aligned to member ownership rather than external shareholders, reinforcing a focus on community-oriented financial service.
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Services this business provides
Credit union
Contact Information
Frequently Asked Questions about CAMPUS USA Credit Union
Does CAMPUS USA Credit Union have other locations in Gainesville?
Based on our directory, this appears to be the only CAMPUS USA Credit Union location in Gainesville, Florida. However, CAMPUS USA Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact CAMPUS USA Credit Union online?
Yes, CAMPUS USA Credit Union offers online contact options through their website. You can visit their website at campuscu.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that CAMPUS USA Credit Union is legitimate?
To verify CAMPUS USA Credit Union's legitimacy, check if they are licensed with Florida's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with CAMPUS USA Credit Union?
Requirements to apply for a loan with CAMPUS USA Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact CAMPUS USA Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.