Advance America – 2418 N Monroe St Ste 220
5.0
(61 reviews)
Advance America is a financial services organization that operates as a consumer-lending provider in the United States, offering short-term loan products and related financial services through a network of storefronts. The Tallahassee location at 2418 N Monroe St Ste 220 situates the company within a broader nationwide footprint that emphasizes accessible credit options for customers who require rapid funding or cash assistance. Historically, the company has positioned itself as a non-bank alternative for individuals seeking small-dollar loans, with a focus on streamlined application processes and quick funding decisions. Primary functions at this and other branches include intake of loan applications, eligibility assessment, collection of required documentation, and disbursement of funds, alongside the provision of customer service and account management.
Operational scope in this context reflects a retail-oriented model that prioritizes local storefront presence, standardized service offerings, and compliance with consumer lending regulations applicable to short-term credit products. The organization’s proximity to the Tallahassee community enables in-person interactions, including loan origination, payment processing, and basic customer support services.
Sources & References
Advance America - Tallahassee, FL
https://www.yelp.com/biz/advance-america-tallahassee-8
Advance America - Tallahassee - 2221 S. Monroe St. Reviews | 3 of 3
https://ca.trustpilot.com/review/advanceamerica.net/location/tallahassee-2221-s-monroe-st?page=3
Do you agree with Advance America - Tallahassee - 2221 S. Monroe St.'s TrustScore? Voice your opinion today and hear what 71 customers have already said
Personal Loans Tallahassee, FL 32304 at Store 223
https://www.advanceamerica.net/store-locations/florida/4228-w-tennessee-st-ste-29-tallahassee-32304
Map Location
Services this business provides
Loan agency
Financial institution
Money order service
Contact Information
Address
2418 N Monroe St Ste 220, Tallahassee, FL 32303
Phone
(850) 38-38-315Website
www.advanceamerica.netFrequently Asked Questions about Advance America
Advance America in Tallahassee offers short-term personal loans, payday loans, cash advances, and installment loans. They also provide LoanCenter title loans, Western Union money services, and Netspend prepaid cards. For specifics about the Monroe Street location at 2418 N Monroe St Ste 220, Tallahassee, FL 32303, you can contact the store or visit the Florida store locator for current offerings.
Advance America in Florida expanded beyond payday loans by introducing regulated installment loans after Florida enacted new laws in 2018, becoming the first provider to offer installment loans up to $1,000 with 60–90 day repayment windows in the state. This shift gave Floridians a longer-term, structured repayment option alongside traditional short-term loans and online access. Florida locations and online services have supported quick approvals and same-day funding, reflecting a broader move toward flexible credit choices within regulated parameters. For more details, see Advance America’s Florida store page and the 2019 Florida installment loan launch press release.
Florida regulates payday lending through a history of evolving laws. The Deferred Presentment Act (2001) originally legalized certain short-term loans with caps and fees, while later reforms in 2018-2019 introduced installment options up to $1,000 repayable in 60–90 days to curb payday debt cycles. Despite laws, advocacy groups argue lenders still extract substantial fees and trap borrowers, spurring ongoing calls for stronger oversight and federal rules. For current specifics on licensing, visit the Florida Office of Financial Regulation.
Payday loan stores in Florida typically guide customers through a quick in-person application, ID verification, and income proof before approving a short-term loan. Most stores require a government ID, proof of income, a bank account, and a Social Security Number or ITIN, with funds often disbursed the same day. Fees are limited by Florida law, and only one payday loan per customer can be outstanding at a time, with a maximum loan amount of $500 and a 10% fee plus a $5 verification fee. For more detail on local store processes, contact the Tallahassee Advance America location or visit their Florida store page.
There have been no public notices about operational changes for the Advance America location at 2418 N Monroe St Ste 220, Tallahassee, FL 32303 as of the latest available reports. For the most accurate and current details, contact the Tallahassee branch directly or visit their official site for hours and service updates. You can also check local business listings or the Trustpilot TrustScore for Tallahassee branches for customer-reported changes.