U of I Community Credit Union - First Street Branch – 2201 S 1st St
4.7
(800 reviews)
U of I Community Credit Union - First Street Branch is a member-owned, nonprofit financial cooperative serving the Champaign area alongside nearby communities. The institution traces its roots to the broader UI community credit union movement, formed to provide accessible, locally governed financial services beyond traditional banks. Historically, these credit unions emerged to meet the needs of university staff, students, and regional residents, expanding membership and branch access over time while maintaining a focus on community-oriented finance. The First Street location operates as a full-service branch, offering routine member transactions and financial services within a structured schedule that supports on-site and drive-up access, with certain services available by appointment. Its operations reflect the credit union model’s emphasis on member welfare, cooperative governance, and local economic participation, aligning service delivery with the needs of university-affiliated and Champaign-area members. Through its local presence, the branch contributes to financial inclusion, education, and community-led financial stewardship.
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Frequently Asked Questions about U of I Community Credit Union - First Street Branch
Does U of I Community Credit Union - First Street Branch have other locations in Champaign?
Based on our directory, this appears to be the only U of I Community Credit Union - First Street Branch location in Champaign, Illinois. However, U of I Community Credit Union - First Street Branch may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact U of I Community Credit Union - First Street Branch online?
Yes, U of I Community Credit Union - First Street Branch offers online contact options through their website. You can visit their website at uoficreditunion.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that U of I Community Credit Union - First Street Branch is legitimate?
To verify U of I Community Credit Union - First Street Branch's legitimacy, check if they are licensed with Illinois's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with U of I Community Credit Union - First Street Branch?
Requirements to apply for a loan with U of I Community Credit Union - First Street Branch typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact U of I Community Credit Union - First Street Branch directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.