Advance America – 3348 Hikes Ln #109
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Advance America is a nationwide consumer financial services company that provides short-term lending products and related financial services. The organization operates through a network of retail locations and offers cash advances, alternative installment loans, and money transfer services, with storefronts designed for in-person transactions and customer support. Historically, Advance America expanded through franchised and company-owned stores, positioning itself as a mainstream provider of accessible, small-dollar loan options for consumers.
In Louisville, the firm operates within standard retail banking-adjacent hours, delivering quick access to cash and related services. The organization emphasizes convenience, with a focus on straightforward application processes and on-site assistance. Its services are aimed at individuals seeking rapid liquidity for urgent expenses, typically without requiring extensive credit review. Please note: this overview focuses on the entity’s nature, history, and primary functions, and does not constitute financial advice or recommendations.
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Louisville, KY
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Map Location
Services this business provides
Loan agency
Financial institution
Money order service
Contact Information
Address
3348 Hikes Ln #109, Louisville, KY 40220
Phone
(502) 45-93-818Website
www.advanceamerica.netFrequently Asked Questions about Advance America
Advance America has operated in Louisville since the late 1990s as part of a nationwide chain offering payday loans, cash advances, and other short‑term financial services. The Louisville locations have been part of a network of 800+ stores nationwide, emphasizing quick in‑person and online loan processing. For more details on specific Louisville stores, including historical milestones, visit the company’s store locator and local business profiles.
Advance America in Louisville, KY 40220 offers cash advance services including payday loans and online loan options. They also provide Western Union money transfers and Netspend prepaid cards at select locations. For exact product availability and requirements, visit the local store at 3348 Hikes Ln Ste 109 or contact them at 502-459-3818.
Payday lending in Louisville is governed by Kentucky state law and the state Department of Financial Institutions (DFI), which administers licenses and compliance for deferred deposit transactions (payday loans). Kentucky prohibits unlicensed activity and imposes caps on loan amounts and terms, with regulation focused on license issuance and consumer protections. At the local level, individual store operations (including Advance America locations like 3348 Hikes Lane) must comply with state rules and any applicable local ordinances, but state oversight remains primary.
For more information, contact the Kentucky Department of Financial Institutions or review Kentucky’s statutes on deferred deposit transactions and licensing requirements. You can also consult the Kentucky Coalition for Responsible Lending for policy context and consumer protections discussions.
For more information, contact the Kentucky Department of Financial Institutions or review Kentucky’s statutes on deferred deposit transactions and licensing requirements. You can also consult the Kentucky Coalition for Responsible Lending for policy context and consumer protections discussions.
Payday lending in Kentucky is tightly regulated, with lenders required to be licensed and subject to rate, fee, and term limits that protect borrowers. In recent years, Kentucky has also pursued stronger protections, including caps and licensing adjustments aimed at reducing predatory practices. For up-to-date details, consult the Kentucky Department of Financial Institutions and Kentucky Coalition for Responsible Lending.
More information:
- Kentucky Department of Financial Institutions: licensing and regulatory guidance
- Kentucky Coalition for Responsible Lending: policy updates and advocacy
- Kentucky Revised Statutes: specific loan terms, rates, and disclosures
More information:
- Kentucky Department of Financial Institutions: licensing and regulatory guidance
- Kentucky Coalition for Responsible Lending: policy updates and advocacy
- Kentucky Revised Statutes: specific loan terms, rates, and disclosures
Short-term lending in Louisville is regulated at both state and local levels. Key requirements typically include licensing or registration of lenders, annual permit fees for each storefront, compliance with disclosure rules on terms, fees, and APR, and limits on loan rollovers and collection practices. Kentucky also imposes statutory definitions for deferred-deposit transactions and requires lenders to meet consumer protection standards set by state statutes; localities may add permit and zoning conditions.
For precise, up-to-date requirements specific to Louisville and to Advance America’s location at 3348 Hikes Ln #109, Louisville, KY 40220, consult:
- Kentucky Department of Financial Institutions (DFI) consumer lending regulations and licensing.
- Kentucky statutes on payday/short-term lending, including any updates to deferred-deposit transaction laws.
- Louisville/Jefferson County ordinances or city permit offices for short-term lending establishments and annual permit requirements.
Citations: Kentucky consumer loan regulations, Kentucky payday lending laws, Louisville short-term lender permits (city ordinance context).
For precise, up-to-date requirements specific to Louisville and to Advance America’s location at 3348 Hikes Ln #109, Louisville, KY 40220, consult:
- Kentucky Department of Financial Institutions (DFI) consumer lending regulations and licensing.
- Kentucky statutes on payday/short-term lending, including any updates to deferred-deposit transaction laws.
- Louisville/Jefferson County ordinances or city permit offices for short-term lending establishments and annual permit requirements.
Citations: Kentucky consumer loan regulations, Kentucky payday lending laws, Louisville short-term lender permits (city ordinance context).