TRUE Community Credit Union – 9500 Dix Ave
4.9
(182 reviews)
TRUE Community Credit Union is a member-owned financial cooperative organized to serve individuals and communities with a focus on thrift, member education, and accessible financial services. Founded in the mid-20th century, the organization has evolved through mergers and growth to expand its reach while maintaining a cooperative ethos that prioritizes member needs over profit. Its primary functions include accepting deposits, offering checking and savings products, and providing a range of loan options to qualifying members. The credit union operates within a regional footprint that includes multiple branches and service areas, reflecting a commitment to local financial stability and community development. As a cooperative, governance is typically member-driven, with elected officials representing the interests of the membership and guiding strategic decisions. The institution emphasizes financial education and responsible lending as part of its core mission, aiming to support members’ financial well-being over time.
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Frequently Asked Questions about TRUE Community Credit Union
Does TRUE Community Credit Union have other locations in Dearborn?
Based on our directory, this appears to be the only TRUE Community Credit Union location in Dearborn, Michigan. However, TRUE Community Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact TRUE Community Credit Union online?
Yes, TRUE Community Credit Union offers online contact options through their website. You can visit their website at trueccu.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that TRUE Community Credit Union is legitimate?
To verify TRUE Community Credit Union's legitimacy, check if they are licensed with Michigan's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with TRUE Community Credit Union?
Requirements to apply for a loan with TRUE Community Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact TRUE Community Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.