Speedy Cash – 2949 S National Ave
4.7
(570 reviews)
Speedy Cash operates as a networked provider of short-term financial services, including installment loan options and money-services, with locations nationwide. The Springfield, Missouri store at 2949 S National Ave participates in this system, offering in-person service alongside online application options. The organization positions its stores as convenient access points for customers seeking timely funding and related financial services, often featuring quick intake processes and a range of payment arrangements. Historically, Speedy Cash has grown through a franchise-like model, expanding across multiple states and building a recognizable retail presence for consumers requiring discretionary liquidity. Core functions typically include assisting customers with loan applications, processing payments, and providing ancillary services such as money orders, wire transfers, and check cashing in some locations. The operational footprint emphasizes in-store experiences designed to streamline applications and approvals, while maintaining alignment with company-wide policies on privacy and data handling. For customers, the entity’s value proposition centers on accessible, fast financial services within a familiar storefront environment.
Sources & References
Springfield - National Ave & Battlefield - Speedy Cash
https://www.speedycash.com/store/missouri/springfield/national-ave-and-battlefield/
Looking for in Springfield? Visit Speedy Cash at 2949 S National Ave can help you apply for a cash loan up to $25,000
Privacy Notice
https://www.speedycash.com/about-us/privacy-notice/
What does Speedy Cash do with your personal information? Read our Privacy Policy to find out what information we collect and how we use it
About Us
https://speedycashtoday.com/AboutUs.html
Map Location
Services this business provides
Loan agency
Check cashing service
Financial institution
Money order service
Money transfer service
Contact Information
Frequently Asked Questions about Speedy Cash
Missouri regulates payday loans under Sections 408.500–408.506. Key points: lenders must be licensed by the Missouri Division of Finance, loans capped at $500, with a 75% maximum total on the initial loan and renewals, up to six renewals, and a loan term of 14–31 days. Simple interest and required disclosures apply, with Truth in Lending/Reg Z protections and mandatory borrower signatures on all agreements. For licensed status and updated rules, check the Missouri Division of Finance licensee lookup and the payday lender pages. Additional local guidance and consumer resources are available through Missouri consumer protection groups.
Speedy Cash built a national network by expanding from its Riverside, California start to multiple Western states, then broadening across the U.S. through rapid store openings and brand adaptations like Rapid Cash in Nevada, Oregon, and Washington, while pursuing acquisitions of existing check-cashing networks to accelerate growth. The company also leveraged online channels to extend reach as physical locations increased to over 60 stores within a decade. For current store locations, see Speedy Cash’s Find A Store resource.
Speedy Cash offers more than short-term loans, including check cashing, money orders, wire transfers, and prepaid debit card services in-store. They also provide bill payment services and other money services at many locations. For the Springfield, MO store at 2949 S National Ave, in-store staff can explain available options and any restrictions. For the most current details, visit Speedy Cash’s official site or contact the Springfield store directly.
Speedy Cash’s privacy practices are governed by its Privacy Policy and applicable federal and state laws. The company collects typical personal data (name, address, SSN, income, credit history) and may share information with affiliates, service providers, and law enforcement when required. California residents can exercise CCPA/CPRA rights, including requests to know or delete personal data and to opt out of certain sharing. The FTC Safeguards Rule requires lenders to implement data security measures to protect consumer information. For detailed privacy notices, review Speedy Cash’s Privacy Policy and Privacy Notice page.
Missouri’s history with installment and payday lending reflects a long clash between consumer needs and legal controls. Installment loans gained traction as longer-term, structured financing alternatives, while payday loans emerged as high-cost, short-term options that drew regulatory scrutiny.
- Early 20th century: Missouri’s small-loan laws sought to tame usurious practices and set caps on rates, laying groundwork for regulated consumer lending.
- 1930s–1990s: State reforms increasingly aimed at curbing payday-type lending growth and protecting borrowers, culminating in ongoing debates over interest caps and licensing.
- Modern landscape: Missouri continues to balance access to quick credit with consumer protections, offering licensed installment lenders and stricter oversight of payday products.
For authoritative details, consult Missouri Division of Finance milestones and state statutory texts on small loans and payday lending.
- Early 20th century: Missouri’s small-loan laws sought to tame usurious practices and set caps on rates, laying groundwork for regulated consumer lending.
- 1930s–1990s: State reforms increasingly aimed at curbing payday-type lending growth and protecting borrowers, culminating in ongoing debates over interest caps and licensing.
- Modern landscape: Missouri continues to balance access to quick credit with consumer protections, offering licensed installment lenders and stricter oversight of payday products.
For authoritative details, consult Missouri Division of Finance milestones and state statutory texts on small loans and payday lending.