Home Federal Bank – 221 S Locust St

Home Federal Bank is a Nebraska-based community financial institution rooted in Grand Island, with origins dating to the mid-1930s. Founded in 1935 by Buck Beltzer, the bank began as a small savings and loan operation serving local residents and evolved alongside the city’s growth, establishing its main downtown presence at 221 South Locust Street in 1967. Over the decades, it expanded branches to meet demand across Grand Island and surrounding communities, including additional facilities and drive-up access to support convenient banking for individuals and businesses. The organization has historically focused on providing core banking services such as deposit products, lending, and customer education, while maintaining a commitment to local ownership and community involvement. Its trajectory reflects a typical community bank pattern of growth through branch expansion, facility modernization, and strategic acquisitions to broaden reach within its service area. The bank continues to emphasize accessibility, security, and personalized service aligned with its regional footprint.