Money Lenders – 913 Burlington Dr Ste 4
4.6
(45 reviews)
The organization at 913 Burlington Dr Ste 4, Bismarck, ND 58504 appears to be a local financial services entity focused on lending activities within the community context. It operates in a landscape of consumer finance offerings that historically include short-term and non-traditional loan products, with services designed to address discretionary and urgent funding needs. The entity’s presence in Bismarck situates it within North Dakota’s regulatory framework governing lenders and payday-type operations, which shapes its client interactions and compliance requirements. Its primary functions likely include intake of loan applications, assessment of borrower eligibility, and provision of funding under specific terms, alongside standard customer service operations such as account management and payment processing. The organization’s historical footprint in the region contributes to its role in local financial access, reflecting the broader pattern of community-based lenders operating alongside banks and credit unions. Operational scope is expected to be centered in the Bismarck area with services tailored to address immediate liquidity needs of residents and small businesses.
Sources & References
Loans near Minot, ND | Better Business Bureau
https://www.bbb.org/us/nd/minot/category/loans
BBB Directory of Loans near Minot, ND. Your guide to trusted BBB Ratings, customer reviews and BBB Accredited businesses
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Money Lenders - Bismarck, ND - 913 Burlington Dr. #4
https://paydayexpresscash.com/locations/north-dakota/bismarck-burlington/
Map Location
Services this business provides
Loan agency
Money order service
Money transfer service
Contact Information
Address
913 Burlington Dr Ste 4, Bismarck, ND 58504
Phone
(701) 32-30-183Website
paydayexpresscash.comFrequently Asked Questions about Money Lenders
Bismarck has a long-standing lending landscape shaped by both payday-style lenders and traditional financial services. The city’s history includes a mix of local storefront lenders and larger nationwide brands that operated in the early 20th century onward, alongside evolving regulatory frameworks governing consumer credit. For authoritative detail on local lenders and their origins, consider historical records from North Dakota’s state archives and the Credit Bureau of Bismarck, which has documented over a century of debt collection and credit services in the area.
Payday lenders in North Dakota offer short-term, unsecured loans typically up to $500 with repayment due within 60 days. The maximum finance charge is 20% of the amount advanced, and the annual percentage rate can be very high, effectively around 487% APR depending on the loan term. Loans can often be obtained with minimal credit checks, but defaults can lead to collection actions and additional fees. For more details, consult North Dakota statutes and consumer protection resources.
The regulation of money lending in Bismarck, ND falls under the North Dakota Department of Financial Institutions (DFI). The DFI licenses and regulates money brokers, mortgage originators, deferred presentment (payday) lenders, collection agencies, debt settlement providers, and money transmitters operating in North Dakota.
For local oversight and licensing specifics, contact the North Dakota DFI Consumer Division or visit their website. Additional guidance on state-level regulators can be found in state financial regulation resources. If needed, consult the Bismarck city or Burleigh County clerk for any local licensing or business registration requirements.
For local oversight and licensing specifics, contact the North Dakota DFI Consumer Division or visit their website. Additional guidance on state-level regulators can be found in state financial regulation resources. If needed, consult the Bismarck city or Burleigh County clerk for any local licensing or business registration requirements.
Here are typical borrower protections for payday loans in North Dakota:
- Loan cap and terms: Individual loans commonly have a maximum amount around $500 with short repayment terms; lenders must disclose all terms in writing.
- License and disclosure: Lenders must be state-licensed and provide clear disclosures on rates, fees, due dates, and total costs.
- Collection practices: Harassment or threats are prohibited; lenders must follow lawful collection methods and may be required to notify borrowers before legal action.
For current, precise North Dakota statute details, consult the North Dakota Century Code 13-08-01 et seq. and official state resources.
- Loan cap and terms: Individual loans commonly have a maximum amount around $500 with short repayment terms; lenders must disclose all terms in writing.
- License and disclosure: Lenders must be state-licensed and provide clear disclosures on rates, fees, due dates, and total costs.
- Collection practices: Harassment or threats are prohibited; lenders must follow lawful collection methods and may be required to notify borrowers before legal action.
For current, precise North Dakota statute details, consult the North Dakota Century Code 13-08-01 et seq. and official state resources.
Credible lenders in Bismarck can be verified through official consumer protection and licensing channels. Start by checking the ND Department of Financial Institutions for licensing status and any consumer complaint records, and confirm the business address is listed with the state registry. Also review third-party verification sites for ratings and reviews.
Key resources:
- North Dakota Department of Financial Institutions licensing and complaint records .
- Better Business Bureau and local consumer review sites for business profiles and customer feedback.
- State banking associations and local chamber of commerce for legitimacy and business presence.
Key resources:
- North Dakota Department of Financial Institutions licensing and complaint records .
- Better Business Bureau and local consumer review sites for business profiles and customer feedback.
- State banking associations and local chamber of commerce for legitimacy and business presence.