Loan Money Till Payday – 1037 W Third St
Sources & References
https://15mfinance.com/store-locations/payday-loans-in-dayton-oh/
Find a 15M Finance store near you in Dayton, OH. 15M Finance serves as your nearby destination for personal loans, check cashing, and payday loans
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https://dayton-ohio-payday.loan
Quick payday loans in Dayton, OH - Apply 24 7 online or find a cash advance from a direct lender near you in Dayton! Short term loan up to $1000 or personal up to $5000
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Services this business provides
Contact Information
Address
1037 W Third St, Dayton, OH 45402
Website
www.honestloans.netFrequently Asked Questions about Loan Money Till Payday
Key historical takeaways:
- Ohio saw rapid expansion of payday storefronts, reaching hundreds of outlets statewide by the mid-2000s.
- Regulations evolved, with major reforms around 2008-2009 shifting the licensing framework and loan terms, while access to quick cash remained prominent in Dayton.
For more depth, see Ohio-specific reports from the Housing Research & Advocacy Center and the Ohio Legislative Service Commission.
Key features to expect:
- Quick in-person or online applications with same-day or next-business-day funding.
- Loan amounts commonly ranging from $100 to $1,000 (varies by lender and income).
- High fees and APRs relative to traditional lenders; renewal or rollover options sometimes offered.
For official protections and details, consult Ohio’s payday lending regulations and consumer protection resources.
In practice, Ohio requires lenders to be registered and regulated by the state, with enforcement focused on licensing, permissible fees, and prohibited collection practices. The 2018 reforms closed certain loopholes and brought lenders under the Short-Term Loan Law to prevent unsafe CSO-based lending practices and ensure borrower protections. For the most current details and local licensing specifics, check the Ohio Division of Financial Institutions and the Ohio Revised Code provisions governing short-term loans.
- Access and location: Storefront lenders require a physical visit to a local shop, while online lenders operate entirely over the internet and funds can be disbursed digitally.
- Application and speed: Storefronts involve in-person paperwork and may take longer to process; online lenders typically offer quicker online applications and faster funding, sometimes within the same day.
- Interaction and support: Storefront lenders provide in‑person assistance from loan officers; online lenders rely on digital support channels and may lack face-to-face guidance.
Note: Ohio regulates payday lending, including caps on fees and other protections; borrowers should compare terms, APRs, and repayment conditions before borrowing.