OnPoint Community Credit Union – 15995 SW Walker Rd
4.7
(126 reviews)
OnPoint Community Credit Union, headquartered in Portland, Oregon, traces its origins to 1932 when 16 schoolteachers formed Portland Teachers Credit Union to provide affordable savings and loans for educators and their families. Over the decades, the cooperative expanded its charter and membership beyond education workers, broadening its field of membership to include communities across Oregon and Southwest Washington. This growth culminated in a rebranding to OnPoint Community Credit Union to reflect its wider geographical reach and member-owned structure. As a not-for-profit financial cooperative, OnPoint operates with a member-first philosophy, reinvesting earnings to improve services, rates, and accessibility for those it serves. The organization provides a full range of personal and small-business financial offerings, including deposit accounts, loan products, and digital banking, all aimed at supporting financial wellness. Its operational scope encompasses a network of branches and digital platforms designed to serve a broad regional footprint while maintaining a locally engaged, community-focused approach.
Map Location
Services this business provides
Credit union
ATM
Bank
Business banking service
Business to business service
Car finance and loan company
Mortgage lender
Contact Information
Frequently Asked Questions about OnPoint Community Credit Union
Does OnPoint Community Credit Union have other locations in Beaverton?
Based on our directory, this appears to be the only OnPoint Community Credit Union location in Beaverton, Oregon. However, OnPoint Community Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact OnPoint Community Credit Union online?
Yes, OnPoint Community Credit Union offers online contact options through their website. You can visit their website at onpointcu.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that OnPoint Community Credit Union is legitimate?
To verify OnPoint Community Credit Union's legitimacy, check if they are licensed with Oregon's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with OnPoint Community Credit Union?
Requirements to apply for a loan with OnPoint Community Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact OnPoint Community Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.