TitleMax Title Loans – 2089 N Highland Ave Suite E
5.0
(1506 reviews)
TitleMax Title Loans operates as a consumer finance storefront offering short-term, collateral-based lending secured by titled motor vehicles. The organization functions within a nationwide network of TitleMax locations, providing liquidity by extending loans that are secured by customers’ vehicle titles and repaid over a structured term. Its core activities center on evaluating vehicle equity, setting loan amounts, and managing repayment schedules aligned with state regulations.
Historically, TitleMax emerged as part of a broader rapid-access lending sector that emphasizes fast underwriting and on-site funding. The company’s store model emphasizes in-person customer service, standardized application processes, and regulated disclosures designed to inform customers about loan terms. The organization operates under state-by-state regulatory frameworks governing title lending, consumer protections, and collection practices.
Operational scope includes regionally distributed outlets, centralized processes for underwriting, and compliance with state-specific title lending requirements. Primary functions encompass customer intake, title documentation, collateral-based loan origination, and collections activities consistent with applicable laws. This description focuses on the entity’s nature, history, and functional framework rather than comparative or promotional content.
Sources & References
TitleMax Title Loans - Johnson City, TN
https://www.yelp.com/biz/titlemax-title-loans-johnson-city-3
TitleMax E-Commerce Credit Application | PDF
https://www.scribd.com/document/566269713/TitleMax-E-Commerce-Credit-Application
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TitleMax Title Loans - Chattanooga, TN
https://www.yelp.com/biz/titlemax-title-loans-chattanooga-5
Map Location
Services this business provides
Loan agency
Car finance and loan company
Contact Information
Address
2089 N Highland Ave Suite E, Jackson, TN 38305
Phone
(731) 25-62-034Website
www.titlemax.comFrequently Asked Questions about TitleMax Title Loans
TitleMax Title Loans operates as a nationwide title lending chain with stores across Tennessee, offering title loans and pawns secured by a vehicle's equity. In Tennessee, TitleMax locations have served borrowers since the early 2000s, with many outlets such as Nashville and Memphis areas showing activity dating back to 2008 and earlier. For detailed store histories or regulatory context, visit official state consumer finance resources or TitleMax’s store pages for Tennessee locations.
Title lenders in Jackson, TN typically offer short-term loans secured by a car title. Borrowers provide a lien on their vehicle, keep driving it, and repay with fixed payments over terms that vary by lender and state limits. Eligibility often hinges on vehicle value, income, and ability to repay, not excellent credit. For specifics in Jackson, visit local lenders or consumer disclosures to compare rates, fees, and repayment terms.
Tennessee regulates payday loans under Title 45, Chapter 17 (Deferred Presentment Services). Lenders must provide clear written disclosures of loan amount, fees, interest (APR), term, renewal limits, and repayment terms, and cannot engage in abusive collection practices. Maximum loan amounts are limited, with caps on fees and strict limits on number of outstanding loans per borrower and per lender, plus some cooling-off or renewal restrictions.
For more details and up-to-date specifics, check the Tennessee Department of Financial Institutions and the Tennessee Code Annotated sections on Deferred Presentment Services. You can also review consumer disclosures from individual lenders like Tennessee Title Loans, Inc. for examples of required disclosures.
For more details and up-to-date specifics, check the Tennessee Department of Financial Institutions and the Tennessee Code Annotated sections on Deferred Presentment Services. You can also review consumer disclosures from individual lenders like Tennessee Title Loans, Inc. for examples of required disclosures.
TitleMax provides consumer disclosures for Tennessee at the state level and for each store location. You can view Tennessee-specific disclosures on the Tennessee title lending disclosure hub (state regulatory site) and access store-specific disclosures from individual TitleMax locations in Tennessee. For the Jackson, TN area, check the local store page for 2089 N Highland Ave Suite E, Jackson, TN 38305, or contact the store directly for the exact disclosures.
Tennessee title loans are regulated under the Tennessee Title Pledge Act (Title 45, Chapter 15). Lenders must be licensed, disclose terms, and follow limits on fees and interest, with rules governing renewals, disclosures, and borrower rights. In practice, lenders may offer title-secured loans up to a statutory cap on fees and require proof of ownership and vehicle lien status. For precise current limits and consumer protections, contact the Tennessee Department of Financial Institutions or review the state statutes.