Speedy Cash – 4403 Chapman Hwy
4.9
(1338 reviews)
Speedy Cash at 4403 Chapman Hwy in Knoxville functions as a consumer financial services provider focused on short-term lending and related financial products. The organization operates within Tennessee’s payday loan framework, offering cash advances and related services to local residents as part of a broader national network. Its presence on Chapman Highway positions it within a commercial corridor that serves everyday banking needs and quick-access lending, aligning with other nearby financial and retail establishments.
Historically, Speedy Cash has built a nationwide footprint centered on rapid funding and straightforward application processes. The Knoxville location participates in this model by facilitating in-person applications, often complemented by online pre-qualification to streamline in-store transactions. Primary functions include loan origination, eligibility assessment, and funds disbursement, with emphasis on accessibility and customer service tailored to local market conditions. Operational scope extends to standard business hours, local regulatory compliance, and coordination with the company’s broader financial-fitness resources for customers seeking payday- and short-term loan options.
Sources & References
Speedy Services Offered...
https://www.speedycash.com/store/tennessee/knoxville/young-high-pike-and-chapman-hwy/
Looking for in Knoxville? Visit Speedy Cash at 4403 Chapman Hwy can help you apply for a cash loan up to $4,000
About Us
https://speedycashtoday.com/AboutUs.html
Speedy Cash, 2201 N Broadway St, Knoxville, TN 37917, US
https://www.mapquest.com/us/tennessee/speedy-cash-543263269
Get more information for Speedy Cash in Knoxville, TN. See reviews, map, get the address, and find directions
Map Location
Services this business provides
Loan agency
Check cashing service
Financial institution
Money order service
Money transfer service
Contact Information
Frequently Asked Questions about Speedy Cash
Payday lenders like Speedy Cash typically offer short-term cash loans, usually due on your next payday, with quick in-store or online approvals and small loan amounts. They often provide additional services such as check cashing, money orders, bill payment, and debit card services, all in one location. These loans usually carry high fees or interest rates and potential rollovers if repayment is not made on time. For more information, see consumer finance resources and the lender’s own store page.
Speedy Cash is a short-term lending company founded in 1997, offering payday loans and cash loans with additional services like check cashing and installment loans. Its business model centers on quick, in-person or online applications, rapid funding, and scalable storefronts, often targeting customers needing urgent, small-dollar credit.
In Knoxville, Speedy Cash advertises loans up to several thousand dollars with a focus on fast approval and minimal paperwork, positioning itself as a convenient option for cash needs on Chapman Hwy and nearby locations. For more details on local terms and services, contact the Knoxville store or visit the Speedy Cash official site.
In Knoxville, Speedy Cash advertises loans up to several thousand dollars with a focus on fast approval and minimal paperwork, positioning itself as a convenient option for cash needs on Chapman Hwy and nearby locations. For more details on local terms and services, contact the Knoxville store or visit the Speedy Cash official site.
Payday lending in Tennessee is regulated under the Tennessee Deferred Presentment Services Act, administered by the Tennessee Department of Financial Institutions (TDFI). Licensed lenders must disclose loan terms, fees, and repayment details, and lenders cannot use abusive collections or threaten criminal action.
For official regulations and complaint options, contact the Tennessee Department of Financial Institutions at 511 Union Street, Suite 400, Nashville, TN 37219; phone (615) 741-2236; or visit tn.gov/tdfi. You can also review the state’s statutory framework: Tenn. Code Ann. 45-17-101 et seq..
For official regulations and complaint options, contact the Tennessee Department of Financial Institutions at 511 Union Street, Suite 400, Nashville, TN 37219; phone (615) 741-2236; or visit tn.gov/tdfi. You can also review the state’s statutory framework: Tenn. Code Ann. 45-17-101 et seq..
Payday loans are short-term advances due on your next payday, with the amount borrowed plus a set fee due at repayment. Fees are typically charged as a flat per-$100 borrowed, commonly $10–$30 per $100, which can equate to APRs near 400% when annualized. For example, borrowing $300 could cost about $45–$90 in fees, depending on the lender and state rules.
Key notes:
- Fees are often a fixed dollar per $100 borrowed, not interest in the traditional sense, but the total cost is high due to the short repayment window.
- State laws govern maximum fees and loan amounts; always review the loan agreement before signing to understand total repayment and any additional charges. For more information, consult the Consumer Financial Protection Bureau and your state’s consumer protection resources.
Key notes:
- Fees are often a fixed dollar per $100 borrowed, not interest in the traditional sense, but the total cost is high due to the short repayment window.
- State laws govern maximum fees and loan amounts; always review the loan agreement before signing to understand total repayment and any additional charges. For more information, consult the Consumer Financial Protection Bureau and your state’s consumer protection resources.
Tennessee law provides specific protections for payday loan borrowers. The state sets caps on loan amounts and limits the number of outstanding loans and rollovers, with a maximum loan amount around $500 and a cap on finance charges (typically 15% of the face amount of the repayment check). Lenders must clearly disclose terms, avoid aggressive collection tactics, and may not threaten criminal action; there is a cooling-off period of limited applicability depending on the product.
Where to file concerns or complaints: Tennessee Department of Financial Institutions handles state-regulated payday lenders, and the Consumer Financial Protection Bureau accepts federal complaints for payday lending issues. For additional guidance on Tennessee-specific rules, consult the state regulator's site or a consumer attorney.
Where to file concerns or complaints: Tennessee Department of Financial Institutions handles state-regulated payday lenders, and the Consumer Financial Protection Bureau accepts federal complaints for payday lending issues. For additional guidance on Tennessee-specific rules, consult the state regulator's site or a consumer attorney.