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Neighborhood Cash Advance

Neighborhood Cash Advance – Memphis

5.0 (2 reviews)

Neighborhood Cash Advance in Memphis, TN 38116 operates as a local short-term lender offering immediate cash solutions to residents within its service area. Established to meet urgent financial needs, the organization emphasizes quick access to funds through in-store transactions aligned with Tennessee’s consumer lending landscape. Its focus appears to be on in-person customer service, facilitating rapid loans to customers who may require fast liquidity for unforeseen expenses or timing gaps between income and expenditures. The entity’s historical footprint in the Memphis community reflects broader regional patterns of neighborhood-based lending, where storefronts provide a physical alternative to larger financial institutions. Primary functions likely include evaluating borrower eligibility, issuing small-dollar loans, and handling repayment arrangements that align with state regulations governing consumer credit. Operational scope centers on Memphis and surrounding neighborhoods served by the 38116 ZIP code, maintaining local staff and storefront operations designed to support quick funding. This overview concentrates on nature, history, and core activities without endorsement or advisory language.

Sources & References

Home-old2

https://forwardmemphis.com/home-old2/

Admission No credit check $30,000 minimum annual income At least 18 years of age Current Shelby County resident Not in bankruptcy Assess Initial data gathering to build current financial picture Possible solution development Meet with a money coach Maximum of 12% vs. 459% with traditional payday loans Advise Solution presentation Client decision Hands-on guidance Access to Capital Up to $5,000 Maximum 12% interest rate We provide emergency financial assistance to Memphians to ensure long-term

Note:

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https://filetransfer.nashville.gov/portals/0/sitecontent/Council/docs/analysis/2014/November%204.pdf

of check cashing, title loan, pawnshop and cash advance reference the state law provisions that regulate these different types of establishments. Financial institutions, check cashing, title loan, and cash advance establishments are currently permitted by right in most of the mixed-use, office, commercial, and shopping center districts,