Speedy Cash – 4109 Getwell Rd
4.8
(117 reviews)
Speedy Cash is a licensed financial services organization operating through a network of storefronts that provide short-term lending options and related financial services. The Memphis location at 4109 Getwell Rd serves customers in the surrounding area with quick-access, primarily consumer-focused financial products designed to bridge temporary cash gaps. Historically, Speedy Cash positions itself as a provider of payday loans, installment loans, and check cashing services, aiming for rapid access to funds with streamlined application processes.
Operationally, Speedy Cash centers on branch-based service delivery, with in-person consultations and on-site processing to facilitate loan approvals and disbursements. The organization emphasizes a broad footprint across multiple states, leveraging a franchised-style model to offer localized services while adhering to company-wide policies and compliance standards. The Memphis presence reflects the brand’s broader commitment to accessible financial solutions for individuals facing immediate liquidity needs.
Sources & References
Speedy Cash, 6636 Winchester Rd, Ste 150, Memphis, TN 38115, US
https://www.mapquest.com/us/tennessee/speedy-cash-543263226
Get more information for Speedy Cash in Memphis, TN. See reviews, map, get the address, and find directions
About Us
https://speedycashtoday.com/AboutUs.html
Speedy Cash, 6178 E Shelby Dr, Memphis, TN 38141, US - MapQuest
https://www.mapquest.com/us/tennessee/speedy-cash-414258591
Get more information for Speedy Cash in Memphis, TN. See reviews, map, get the address, and find directions
Map Location
Services this business provides
Loan agency
Check cashing service
Financial institution
Contact Information
Frequently Asked Questions about Speedy Cash
Speedy Cash operates multiple Memphis locations, including 4109 Getwell Rd and nearby sites like 5126 Summer Ave, 6636 Winchester Rd, 4041 Elvis Presley Blvd, and 4041 Elvis Presley Blvd, reflecting a regional footprint for short-term loans in Tennessee. The chain markets itself as Your One Stop Money Shop, offering payday, installment, and title loans with a focus on fast approval and minimal paperwork. For the most precise history of Speedy Cash in Memphis, including its founding and local licensing timeline, contact the Memphis franchise offices or visit Speedy Cash’s official store pages and local business records.
Payday lenders in Tennessee operate under state law that licenses lenders and sets disclosure and installment rules. Lenders like Speedy Cash must be licensed with the Tennessee Department of Financial Institutions, disclose loan terms (amounts, fees, APR), and follow limits on loan terms, number of outstanding loans, and collection practices. Consumer protections prohibit threats of criminal action and require clear notice before any legal steps.
Key limits include a maximum loan amount around $500 for payday-style loans, specific APR caps and term lengths, and restrictions on rolling over loans or stacking multiple loans at one time. Borrowers should receive written disclosures and be educated on risks and alternatives; lenders may face penalties for aggressive collection or misrepresentation. For current specifics and licensed lenders in Memphis, consult the Tennessee Department of Financial Institutions and local Speedy Cash store disclosures.
Key limits include a maximum loan amount around $500 for payday-style loans, specific APR caps and term lengths, and restrictions on rolling over loans or stacking multiple loans at one time. Borrowers should receive written disclosures and be educated on risks and alternatives; lenders may face penalties for aggressive collection or misrepresentation. For current specifics and licensed lenders in Memphis, consult the Tennessee Department of Financial Institutions and local Speedy Cash store disclosures.
Speedy Cash Memphis offers more than payday loans. In-store money services typically include check cashing, money orders, bill pay, wire transfers, and Green Dot Visa Debit Cards, along with loan options such as installment loans and online line of credit where available. You can also start applications online for quicker access. For precise services at the Getwell Road location, check the store’s page or contact directly.
Speedy Cash locations in Memphis are publicly listed by the company and state licensing is handled at the Tennessee Department of Financial Institutions (TDFI). Official licensing information for Speedy Cash Memphis can be found on the TDFI’s website under the licensee search, which includes lender license status, license numbers, and active/expired status. You can also verify with the Memphis office of Speedy Cash directly for current licensing details.
Tennessee regulates short-term lenders through licensing and strict loan caps. Common requirements include licensed operation, disclosures of terms and fees, and limits on loan amounts, term lengths, and number of overlapping loans. Consumer protections prohibit abusive collection practices and require clear notices before actions like formal collection or legal steps. For precise requirements, contact the Tennessee Department of Financial Institutions or refer to Tenn. Code Ann. Title 45 and related administrative rules.