Speedy Cash – 6636 Winchester Rd #150
4.9
(182 reviews)
Speedy Cash at 6636 Winchester Rd #150, Memphis, TN 38115 operates as a local cash-advance lender offering short-term financial services designed to address urgent liquidity needs. The organization positions itself within the broader Speedy Cash brand, which has historically provided payday loans and related financial products through a network of neighborhood storefronts. Its Memphis location serves communities within the greater Memphis area, delivering rapid, in-person loan evaluations and fund disbursement when approved.
The entity’s functions center on quick access to cash, typically subject to short-term repayment terms and consumer verification processes. Historically, Speedy Cash locations have emphasized streamlined applications, minimal upfront paperwork, and local customer service to facilitate faster approvals. The Memphis storefront participates in the company’s centralized service model, aligning with the brand’s focus on convenient, accessibility-driven lending solutions. Further operational specifics, including product offerings and eligibility criteria, are determined at the company level and executed through the local office network.
Note: No financial advice or recommendations are provided. This overview concentrates on the organization’s nature, history, primary functions, and operational scope, without promotional language.
Sources & References
Speedy Cash, 6636 Winchester Rd, Ste 150, Memphis, TN 38115, US
https://www.mapquest.com/us/tennessee/speedy-cash-543263226
Get more information for Speedy Cash in Memphis, TN. See reviews, map, get the address, and find directions
About Us
https://speedycashtoday.com/AboutUs.html
Speedy Cash, 6178 E Shelby Dr, Memphis, TN 38141, US - MapQuest
https://www.mapquest.com/us/tennessee/speedy-cash-414258591
Get more information for Speedy Cash in Memphis, TN. See reviews, map, get the address, and find directions
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Services this business provides
Loan agency
Financial institution
Contact Information
Frequently Asked Questions about Speedy Cash
Speedy Cash in Memphis operates as a franchise brand offering short-term cash loans under the Speedy Cash corporate umbrella. The Memphis stores are part of the broader Speedy Cash footprint, which traces to a parent company that oversees multiple payday loan brands and store locations nationwide. For precise corporate lineage and ownership details, refer to Speedy Cash’s official site and its corporate disclosures.
Speedy Cash in Tennessee offers a range of short-term lending and related financial services. Typical offerings include payday advances, in-store cash loans up to a few thousand dollars, online loan options, check cashing, money transfers or wire transfers, money orders, and bill payment services. Some locations also provide prepaid card services and card loading options. For precise services at the Memphis Winchester Rd location, visit the local store or Speedy Cash’s Tennessee store page.
Payday lending in Memphis has shifted from dense storefront networks to a mix of in-store and online options, with lenders highlighting fast access and transparent terms for small-dollar loans. Over the last decade, regulatory attention at the state and federal levels, plus increased financial literacy and digital lending options, pressured some shops to disclose fees upfront and offer clearer repayment schedules. For Memphis, Speedy Cash continues to operate in-store cash loans while national and private lenders expanded online access, though concerns about rollovers and high annual percentage rates persist.
Tennessee regulates payday lenders under the Deferred Presentment Services Act, imposing strict limits on loan amounts, terms, and fees. Key rules include a $500 maximum per contract, a maximum 31-day term, and a cap on finance charges around 15% of the face amount per loan, with overall limits on the number of outstanding loans you can have at one time. Lenders must provide clear disclosures and follow lawful collection practices.
For more information, contact Tennessee’s Department of Financial Institutions or the Tennessee General Assembly’s official summaries on payday lending laws. You can also review lenders’ in-store disclosures and the official statute Tenn. Code Ann. § 45-17-101 et seq..
For more information, contact Tennessee’s Department of Financial Institutions or the Tennessee General Assembly’s official summaries on payday lending laws. You can also review lenders’ in-store disclosures and the official statute Tenn. Code Ann. § 45-17-101 et seq..
Speedy Cash in Memphis lists its local leadership under corporate executives rather than a separate branch roster. Key executives typically include a Chief Financial Officer and senior management overseeing store operations, with regional leadership aligned to the parent company’s structure. For Memphis-specific leadership, contact the Winchester Road location directly or visit Speedy Cash’s corporate site for Memphis-area leadership details and corporate contacts.