InTouch Credit Union – 1010 W Exchange Pkwy Suite 2170
4.2
(35 reviews)
InTouch Credit Union (ITCU) is a not-for-profit financial cooperative that traces its origins to 1974, initially chartered to serve Electronic Data Systems (EDS) employees. Over time, the organization expanded its field of membership and rebranded to InTouch Credit Union, broadening its reach beyond a single employer to serve a wider community. ITCU operates as a member-owned institution, focusing on delivering financial services through a network of branches in Texas, with additional presence in Nevada and Michigan, and serving members across the United States and in numerous countries. Its core functions include accepting deposits, providing loans, and offering a range of everyday banking products to support members’ financial needs. The organization emphasizes service delivery and financial well-being as central to its mission, operating within a cooperative framework that prioritizes member value and prudent financial management. ITCU’s historical evolution reflects a shift from employer-specific origins to a broader community-based credit union model that maintains a fiduciary duty to its members.
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Services this business provides
Credit union
ATM
Bank
Business banking service
Financial planner
Loan agency
Mortgage lender
Contact Information
Frequently Asked Questions about InTouch Credit Union
Does InTouch Credit Union have other locations in Allen?
Based on our directory, this appears to be the only InTouch Credit Union location in Allen, Texas. However, InTouch Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact InTouch Credit Union online?
Yes, InTouch Credit Union offers online contact options through their website. You can visit their website at itcu.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that InTouch Credit Union is legitimate?
To verify InTouch Credit Union's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with InTouch Credit Union?
Requirements to apply for a loan with InTouch Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact InTouch Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.