Eiric D Smith: Austin Mortgage Lender NMLS#176530 – 7000 N Mopac Expy Suite 400A
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Eiric D Smith, Austin Mortgage Lender NMLS#176530, operates as a mortgage lending professional based in Austin, Texas. The entity appears to be involved in residential mortgage activities within the state, guided by the licensing framework of the Nationwide Mortgage Licensing System (NMLS). Its presence at 7000 N Mopac Expy Suite 400A situates it within a region known for active mortgage markets and multiple housing finance pathways. The organization’s primary functions are broadly aligned with originating, underwriting, and processing residential loan applications, consistent with standard industry practices for licensed lenders in Texas. Operating within the regulatory environment governing mortgage lending, the entity would be expected to adhere to state and federal requirements related to borrower disclosures, licensing, and compliance. The historical context of mortgage-lending firms in Austin suggests a trajectory rooted in serving local homebuyers and navigating market cycles, rate environments, and policy shifts that influence lending activity. This overview focuses on organizational nature, regulatory context, and typical operational scope without prescriptive guidance or comparative claims.
Map Location
Services this business provides
Mortgage lender
Contact Information
Address
7000 N Mopac Expy Suite 400A, Austin, TX 78731
Phone
(512) 68-04-280Website
www.applywitheiricsmith.comFrequently Asked Questions about Eiric D Smith: Austin Mortgage Lender NMLS#176530
Does Eiric D Smith: Austin Mortgage Lender NMLS#176530 have other locations in Austin?
Based on our directory, this appears to be the only Eiric D Smith: Austin Mortgage Lender NMLS#176530 location in Austin, Texas. However, Eiric D Smith: Austin Mortgage Lender NMLS#176530 may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Eiric D Smith: Austin Mortgage Lender NMLS#176530 online?
Yes, Eiric D Smith: Austin Mortgage Lender NMLS#176530 offers online contact options through their website. You can visit their website at applywitheiricsmith.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Eiric D Smith: Austin Mortgage Lender NMLS#176530 is legitimate?
To verify Eiric D Smith: Austin Mortgage Lender NMLS#176530's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Eiric D Smith: Austin Mortgage Lender NMLS#176530?
Requirements to apply for a loan with Eiric D Smith: Austin Mortgage Lender NMLS#176530 typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Eiric D Smith: Austin Mortgage Lender NMLS#176530 directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.