Joel Richardson - First Community Mortgage - NMLS ID 136881 – 2021 Guadalupe St #260
Sources & References
https://www.zillow.com/lender-profile/jason%20richardson9/
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https://myfinanceteam.com/mortgage-lender/austin-mortgage-broker/
Joel Richardson is a Senior Loan Officer in Austin, Texas. Contact him today! 512-203-8244
https://www.firstcommunitymortgage.com/apply-with-loan-originator/
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Map Location
Services this business provides
Contact Information
Address
2021 Guadalupe St #260, Austin, TX 78705
Phone
(512) 20-38-244Website
www.firstcommunitymortgage.comFrequently Asked Questions about Joel Richardson - First Community Mortgage - NMLS ID 136881
Historical notes indicate Joel Richardson has been active in Austin lending scenes for over two decades, with recognition in industry publications for top originator performance. The Austin office advertises direct contact options, borrower resources, and loan officer matching to support local borrowers. For more precise timelines, leadership changes, and regulatory filings, consider reviewing official license records and the First Community Mortgage site specific to Austin.
For license requirements and ongoing compliance, Texas RMLOs must obtain licensing through NMLS, pass exams, undergo background checks, and meet financial responsibility standards; state laws also govern loan origination, licensing, and consumer disclosures. In addition, federal Truth in Lending and HOEPA protections apply, with THLPA provisions adding disclosures for high-cost loans and a cooling-off period in certain scenarios. For more details, consult the Texas SML regulations and the Texas SAFE Act provisions on NMLS registration and licensing requirements.