Michael Chiodo - Mortgage Lender – 801 Barton Springs Rd
4.9
(74 reviews)
Michael Chiodo is associated with mortgage lending in the Austin, Texas, area, pursuing home-finance solutions within a residential lending framework. The role typically centers on guiding clients through loan options, underwriting criteria, and the overall mortgage process, from pre-qualification to closing. Historically, mortgage lending entities in this region have emphasized local market knowledge, regulatory compliance, and a broad menu of loan programs to accommodate first-time buyers, refinances, and move-up scenarios. Operational scope often includes coordinating with real estate professionals, appraisers, and title services to ensure timely closings, while maintaining adherence to federal and state lending standards. As a professional operating in a competitive market, responsibilities may extend to counseling clients on payment scenarios, credit implications, and documentation requirements, with a focus on translating complex financing terms into clear, actionable steps. The organizational context typically values accessibility, responsiveness, and thorough recordkeeping to support reliable mortgage experiences for borrowers.
Sources & References
Austin, TX Mortgage Companies and Lender Lists
https://www.allmortgagedetail.com/mortgages/lenders/austin-tx-texas.asp
Austin, TX list of mortgage companies, lenders, lending data by city, mortgage company lists, lender lists, mortgage stats, loan application data, home equity loan data, refinance data, home loan data
Barton Springs Financial
https://www.bartonspringsfinancial.com/legal/
Michael Chiodo - Austin, TX Mortgage Loan Officer
https://crosscountrymortgage.com/austin-tx-3897/michael-chiodo/
Get in touch with Michael Chiodo, to help you buy a home or refinance in Austin, TX
Map Location
Services this business provides
Mortgage lender
Contact Information
Address
801 Barton Springs Rd, Austin, TX 78704
Phone
(619) 37-83-795Website
www.mylendermichael.comFrequently Asked Questions about Michael Chiodo - Mortgage Lender
Michael Chiodo is a licensed mortgage professional in Austin, Texas, serving as a Branch Manager and Mortgage Loan Officer. He works with CrossCountry Mortgage, providing home purchase and refinance financing, including a range of loan programs and customer-focused service. His role includes guiding clients through loan options, underwriting nuances, and closing processes. For more details, see his CrossCountry Mortgage profiles and official Austin branch pages.
CrossCountry Mortgage operates a branch in Austin, Texas, with Michael Chiodo as the Austin branch manager at 801 Barton Springs Road, Austin, TX 78704. The Austin operations offer conventional, jumbo, FHA, VA, USDA, investment, and other loan programs, with a full-service, in-house processing to streamline closings. For current hours, contact details, and loan programs specific to the Austin market, visit the official CrossCountry Mortgage Austin pages or reach out to the local branch offices listed above. For additional information, BBB profiles corroborate CrossCountry Mortgage in Austin as a licensed mortgage broker with local contact channels.
A mortgage lender at a central Austin address typically offers a full loan origination suite and related services. These include helping clients choose loan programs, taking and processing applications, underwriting, preparing loan documents, and funding the loan. They may also provide ongoing loan servicing options, such as escrow management and payment processing, or refer the loan to a servicing company after closing.
For local specifics like FHA, VA, conventional, renovation, or non-QM programs, the Austin branch often lists the available products and hours of operation, and can connect clients with loan officers who handle purchase, refinance, and renovation transactions.
For local specifics like FHA, VA, conventional, renovation, or non-QM programs, the Austin branch often lists the available products and hours of operation, and can connect clients with loan officers who handle purchase, refinance, and renovation transactions.
Austin’s mortgage lending history features a mix of local credit unions, community banks, and independent lenders dating back to the 1990s. Local firms such as Austin Capital Mortgage and Lone Star Financing have marketed in Austin since the 1990s and 2000s, offering traditional, FHA/VA, and jumbo products to residents. In recent years, national shops with local Austin presence, including CrossCountry Mortgage, have expanded in the area, emphasizing in-house processing and fast closings. For historical context and current players, consult the Austin Mortgage Association and local firm pages for archival timelines and service profiles.
A mortgage loan officer operates as the primary point of contact between borrowers and the lending institution, guiding applicants from intake through funding. They gather financial information, explain loan options, assemble and submit applications, coordinate with underwriters, and communicate decisions to clients. They also maintain compliance, manage timelines, and build referral networks to grow business.
Core duties include evaluating creditworthiness, presenting suitable programs (fixed vs adjustable rates, term options, down payment requirements), and coordinating with processors, underwriters, and closers to ensure smooth closings. At many banks or lenders, loan officers supervise or collaborate with a team to move applications from application to funding and post-approval follow-up. For more details, see professional job descriptions from lending institutions and industry platforms.
Core duties include evaluating creditworthiness, presenting suitable programs (fixed vs adjustable rates, term options, down payment requirements), and coordinating with processors, underwriters, and closers to ensure smooth closings. At many banks or lenders, loan officers supervise or collaborate with a team to move applications from application to funding and post-approval follow-up. For more details, see professional job descriptions from lending institutions and industry platforms.