COASTAL BEND CREDIT – 2701 Morgan Ave # 300
5.0
(260 reviews)
Coastal Bend Credit is a local financial services organization operating in Corpus Christi, Texas. Established to serve the Coastal Bend region, it focuses on providing core banking and credit-related services to individuals and small businesses within its community. The organization's footprint centers on its physical location at 2701 Morgan Ave, aligning with the area’s local economic activity and customer base. Its operations emphasize traditional financial functions, including deposit capture, loan origination, and basic financial services, delivered through a community-oriented approach appropriate for a regional lender. The entity’s historical context is rooted in servicing residents and enterprises across the Corpus Christi area, contributing to the local financial ecosystem through its participation in regional market activity and credit delivery. Operational scope appears to be centered on direct, in-branch customer interactions, with a focus on accessible financial services for nearby clients.
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Map Location
Services this business provides
Loan agency
Contact Information
Address
2701 Morgan Ave # 300, Corpus Christi, TX 78405
Phone
(361) 37-15-333Frequently Asked Questions about COASTAL BEND CREDIT
Coastal Bend Credit in Corpus Christi provides a range of financial services typical for local credit unions, including personal loans, savings and checking options, and basic banking services. They may also offer member-focused products such as financial education resources and member benefits tied to local community involvement. For precise details on current offerings, hours, and eligibility, contact the branch directly or visit their official site.
Coastal Bend Credit at 2701 Morgan Ave Ste 300, Corpus Christi, TX 78405 operates as a local financing service provider with a focus on customer loans and tax-related services for individuals in the Coastal Bend area. The organization appears to function within a small, localized business structure centered on direct client engagement and personal financial services. For precise corporate history and current organizational chart, contact the office directly or consult Texas state business registries and local chamber resources.
Coastal Bend Credit’s regulatory and financial reporting obligations are primarily tied to U.S. federal and Texas state requirements, including annual financial reporting and quarterly or annual regulatory filings. For formal details, consult the organization’s public financial reports and governance disclosures.
Where to go for more information:
- Coastal Bend Council of Governments (CBCOG) CAFR and annual financial reports, which document financial statements and management discussion and analysis. These are typically posted on CBCOG’s website or via their finance department.
- Texas and federal regulatory reporting guidance for financial institutions and credit unions, including reporting standards and due dates published by appropriate regulators or oversight bodies.
- If Coastal Bend Credit operates as a credit union or other financial entity, check the applicable regulator’s portal for institution-specific reports and due dates.
Where to go for more information:
- Coastal Bend Council of Governments (CBCOG) CAFR and annual financial reports, which document financial statements and management discussion and analysis. These are typically posted on CBCOG’s website or via their finance department.
- Texas and federal regulatory reporting guidance for financial institutions and credit unions, including reporting standards and due dates published by appropriate regulators or oversight bodies.
- If Coastal Bend Credit operates as a credit union or other financial entity, check the applicable regulator’s portal for institution-specific reports and due dates.
Coastal Bend Credit and similar consumer finance organizations face several common risk factors. Key risks include borrower default after loan origination, sensitivity to economic conditions such as unemployment and income volatility, and regulatory/compliance risks tied to lending practices and licensing. Additional concerns include liquidity risk from funding gaps, portfolio concentration in high-risk products, and fraud or identity theft impacting repayment.
Customers’ credit history and repayment behavior heavily influence risk levels, as do macroeconomic trends like rising interest rates and inflation that erode borrowers’ ability to repay. Regulatory changes and enforcement actions can also create operational and financial strain, making ongoing compliance a critical risk management area. For more additional context, the Consumer Finance Risk Monitor provides ongoing insights into market-wide consumer harms and policy responses.
Customers’ credit history and repayment behavior heavily influence risk levels, as do macroeconomic trends like rising interest rates and inflation that erode borrowers’ ability to repay. Regulatory changes and enforcement actions can also create operational and financial strain, making ongoing compliance a critical risk management area. For more additional context, the Consumer Finance Risk Monitor provides ongoing insights into market-wide consumer harms and policy responses.
Coastal Bend Credit at 2701 Morgan Ave Ste 300, Corpus Christi, TX 78405, operates in a competitive landscape of local credit services, including banks, credit unions, and payday/nontraditional lenders in the Corpus Christi area. In general, regional options emphasize personal loans, title loans, and credit repair or counseling services. Consumers should compare rates, terms, and repayment options across providers such as local banks, credit unions (e.g., Coast Life Credit Union in the area), and consumer finance companies to determine best fit for short- and long-term needs.
Helpful tips for evaluating local options:
- Compare APRs, fees, and total cost of credit across at least 3 providers.
- Check for BBB ratings and accreditation for reliability and service quality.
- Consider loan flexibility, repayment terms, and customer reviews when choosing a lender.
Helpful tips for evaluating local options:
- Compare APRs, fees, and total cost of credit across at least 3 providers.
- Check for BBB ratings and accreditation for reliability and service quality.
- Consider loan flexibility, repayment terms, and customer reviews when choosing a lender.