Tower Loan – 108 W Congress St
5.0
(85 reviews)
Tower Loan is a nationwide consumer finance company focused on providing installment loans to individuals. The Denton, Texas branch location at 108 W Congress St serves residents with local staff and in-person service tailored to personal loan needs, alongside online application options. The organization has a long-standing history dating back to the mid-20th century, emphasizing fixed-payment installment products designed to offer predictable repayment schedules. Its operational footprint includes a network of branch offices across multiple states, aiming to deliver accessible credit solutions through direct customer interactions and standardized lending practices. Core functions center on evaluating credit requests, disbursing funds, and servicing loans under terms that favor structured amortization. The Denton location participates in this broader framework by providing neighborhood-based access to loan products and customer support, while adhering to company-wide policies and regulatory requirements for consumer lending. Through its service model, Tower Loan seeks to create a consistent customer experience across its branch network..
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Loans in Denton, TX - Installment & Personal Lending - Tower Loan
https://towerloan.com/branch/denton/
Looking for online loans in Denton, TX? ✓ Click here to find the closest branch location in Denton & view online installment & personal loan options!
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Loans in Denton, TX - Installment & Personal Lending
https://www.towerloan.com/branch/denton/
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Frequently Asked Questions about Tower Loan
Tower Loan’s Texas footprint began in 2021 with the opening of three offices, marking its first expansion into the state after decades of growth in Mississippi and nearby markets. Since then, the lender has continued to grow its Texas presence through additional branches and local service emphasis in Denton and other communities.
Key facts:
- History: Tower Loan started in 1936 in Mississippi and expanded through acquisitions across the Gulf Coast region before entering Texas in 2021.
- Texas presence: Denton office highlights the brand’s local consumer-lending focus with installment loans and dedicated customer service.
- Growth trajectory: By 2025, Tower Loan reported ongoing expansion beyond Texas into Florida and Tennessee, reflecting its broader national growth strategy.
For more information, visit Tower Loan’s official history page and Denton branch details.
Key facts:
- History: Tower Loan started in 1936 in Mississippi and expanded through acquisitions across the Gulf Coast region before entering Texas in 2021.
- Texas presence: Denton office highlights the brand’s local consumer-lending focus with installment loans and dedicated customer service.
- Growth trajectory: By 2025, Tower Loan reported ongoing expansion beyond Texas into Florida and Tennessee, reflecting its broader national growth strategy.
For more information, visit Tower Loan’s official history page and Denton branch details.
Tower Loan offers several personal loan options designed to fit different financing needs. These include traditional personal loans, installment loans, and specialized products like vacation or home improvement loans, all with fixed repayment terms. In Denton, TX, Tower Loan also emphasizes quick online applications and in-branch assistance, with eligibility typically based on income, identification, and credit factors. For exact loan types and current terms, visit the Denton branch page or Tower Loan’s Texas loan options page.
Tower Loan structures its installment loans as fixed-rate, fully amortizing products. Each loan has a set term and a scheduled, substantially equal payment plan that repays principal and interest over the chosen period, avoiding revolving debt. They offer online applications with transparent terms, including fixed APRs and consistent monthly payments, so borrowers can budget confidently. For specifics on terms at the Denton branch, visit Tower Loan’s Denton page or contact a local loan professional.
Tower Loan has multiple Texas locations in the Dallas–Fort Worth area. In Denton, Tower Loan operates at 108 Congress Street. Other nearby branches include Fort Worth and Arlington locations, with additional Texas branches listed on Tower Loan’s site and map services. For precise branch counts and addresses in the Dallas–Fort Worth area, visit Tower Loan’s Texas locations page or a branch directory.
Tower Loan in Texas operates under state and federal mortgage and lending regulations that govern licensing, registration, and borrower protections. Key requirements include registration under the Texas Residential Mortgage Loan Company Licensing and Registration Act, Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, and compliance with the Texas Secure and Fair Enforcement for Mortgage Licensing Act of 2009, plus related provisions on mortgage financing, and secondary mortgage loans. State regulators also oversee consumer disclosures, licensing for loan originators, and enforcement actions for noncompliance. For Texas-specific verification and updated obligations, consult the Texas Office of Consumer Credit Commissioner and the Texas Department of Savings and Mortgage Lending, which oversee license status and enforcement actions affecting lenders like Tower Loan. Additional practical guidance on how Tower Loan complies with or implements these rules is available from the company’s Denton branch communications and Texas location pages.