1F Cash Advance – 7553 Westheimer Rd
Sources & References
https://1firstcashadvance.org/loans-by-state/payday-loans-texas/7553-westheimer-rd-houston-77063/
Visit 1F Cash Advance at 7553 Westheimer Rd, Houston, TX for a payday or installment loan today. Get instant cash without a credit check
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https://1firstcashadvance.org/loans-by-state/payday-loans-texas/1519-little-york-rd-houston-77093/
Apply today with 1F Cash Advance for fast approval on Payday Loans or Installment Loans in Houston, TX. Visit us at 1519 Little York Rd, 77093, for in-person assistance
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Frequently Asked Questions about 1F Cash Advance
Key points to know:
- Texas treats many payday loans as CAB-facilitated transactions, enabling higher effective charges than conventional loans.
- Local governments can adopt ordinances to regulate short-term lenders, though statewide restrictions remain relatively light.
- National and local coverage notes that federal rules historically attempted to tighten lending practices, but Texas still permitted broader terms compared with other states.
For borrowers, key considerations include understanding how interest compounds over the loan term and whether penalties or fees push total costs above state limits. For more information on Texas usury limits and disclosure requirements affecting lenders like 1F Cash Advance, consult sources from the Texas Banking Department and Texas finance statute interpretations, and verify current licensing status in Texas.
- loan amounts ranging roughly from a few hundred to several thousand dollars,
- term lengths typically between 2 and 24 months, with many lenders offering 6–18 month options, and
- fixed monthly payments with simple interest or high annual percentage rates (APR) that can be high, depending on credit and lender. For precise terms, check the lender’s disclosures for your specific loan.
For more details, review the lender’s terms and the Texas Office of Consumer Credit Commissioner (OCCC) guidelines.
Historically, 1F Cash Advance built its Texas presence through a network of storefronts designed to serve borrowers who may have limited access to traditional credit, emphasizing simple applications and short-term repayment terms. Independent listings note several Houston sites and emphasize in-store applications alongside online options, reinforcing a broad Texas footprint since inception. For local specifics about each Houston location, including hours and services, check the individual store pages or chamber listings for that address and nearby branches.