PLS Check Cashers – 1701 W Irving Blvd
4.8
(1233 reviews)
PLS Check Cashers, located at 1701 W Irving Blvd in Irving, Texas, is a provider of basic financial services focused on convenient access to cashing checks, money orders, and related transactions. The organization operates as a cash-advancing and check-cashing facility, offering services typically used by individuals seeking quick liquidity outside traditional banking channels. It functions within a network of similarly branded storefronts that emphasize walk-in access and extended or 24-hour operating hours to accommodate varying schedules. The business model centers on resolving immediate cash needs by converting checks into spendable funds through 체sh-cashing and issuing money orders, with attention to straightforward, routine financial tasks for customers lacking typical banking relationships. Its scope spans local neighborhood routes, serving residents and transient workers who require accessible, on-site financial services in Irving and surrounding communities. The organization’s presence reflects a sector of non-bank financial services that complement traditional banking by addressing short-term liquidity needs.
Sources & References
PLS Check Cashers
https://www.chamberofcommerce.com/business-directory/texas/irving/check-cashing-service/2001166164-pls-check-cashers
Untitled
https://www.dandb.com/businessdirectory/paydaycashclub-irving-tx-18344797.html
Check business data for PAYDAY CASH CLUB in IRVING, TX. Access business profiles with the D&B Business Directory at DandB.com
PLS Check Cashing Store
https://placewing.com/pls-check-cashing-store-75061/
Map Location
Services this business provides
Check cashing service
ATM
Currency exchange service
Money order service
Money transfer service
Contact Information
Frequently Asked Questions about PLS Check Cashers
Regulatory history for check cashing retailers like PLS Check Cashers involves federal, state, and local oversight aimed at consumer protection and anti-money laundering. Key regulators include FinCEN (Bank Secrecy Act/anti-money laundering rules), the IRS, and state banking departments, with regular examinations and licensing requirements. States such as New York have formal licensing and oversight processes for check cashers, including periodic examinations and penalties for violations. Industry sources note that regulators increasingly pursue risk-based supervision and enforcement against persistent violators. For practical details on a specific location, contact the Texas Department of Banking or the local city licensing authority, and review the NCC and BBB profiles for compliance guidance and complaints history.
The Irving TX payday loan and check cashing sector has shifted toward greater regulation, transparency, and digital access over the last decade, with many lenders expanding online applications and remote funding options. Growth is driven by unbanked and underbanked consumers seeking fast cash, while providers increasingly emphasize compliance and risk management to address stricter state and federal rules. Local players like PLS Check Cashers continue to offer traditional services such as check cashing, money transfers, and notary support, often alongside longer operating hours to serve customers outside regular banking hours. For more information, contact local branches or check state regulatory resources.
Payday loan and check cashing stores typically offer more than just cashing checks. Common additional services include money transfers (often via Western Union), money orders, bill payment services, prepaid debit cards, currency exchange, and sometimes small installment or payday loans with high APRs. Some locations also provide notary services and loan-related help or financial referrals. For specifics about PLS Check Cashers in Irving, TX, call ahead or visit their location to confirm current offerings.
Common compliance standards for Texas check cashing businesses include registration and ongoing reporting under federal AML/BSA rules, customer identity verification, and proper recordkeeping. FinCEN FinCEN MSB registration, annual renewals, andSuspicious Activity Reporting (SAR) are essential components, along with Currency Transaction Reports (CTRs) for large cash transactions.
Additionally, businesses must maintain an up-to-date AML program, perform independent AML reviews, and keep a current MSB agent list; these steps help ensure adherence to BSA requirements and aid in anti-money-laundering efforts. For Texas-specific operations, verify licensing and local obligations with the Texas Office of Consumer Credit Commissioner and relevant state authorities and ensure alignment with federal guidelines. For practical guidance and examples, consult industry resources and the Better Business Bureau profiles for local compliance verification.
Additionally, businesses must maintain an up-to-date AML program, perform independent AML reviews, and keep a current MSB agent list; these steps help ensure adherence to BSA requirements and aid in anti-money-laundering efforts. For Texas-specific operations, verify licensing and local obligations with the Texas Office of Consumer Credit Commissioner and relevant state authorities and ensure alignment with federal guidelines. For practical guidance and examples, consult industry resources and the Better Business Bureau profiles for local compliance verification.
Payday lenders in urban areas tend to serve customers who rely on short-term credit for urgent, everyday expenses rather than long-term financial planning. These storefronts often locate in high-traffic, dense neighborhoods with lower access to traditional banking, and they frequently attract repeat customers due to frequent small-dollar needs. For more information, see city-level analyses of storefront clustering and demographics around payday lenders.
In urban communities with higher poverty rates and minority populations, payday lenders are more common, and lending activity correlates with local income and housing conditions. This pattern highlights where access gaps in mainstream financial services persist.
In urban communities with higher poverty rates and minority populations, payday lenders are more common, and lending activity correlates with local income and housing conditions. This pattern highlights where access gaps in mainstream financial services persist.