Action Credit, Laredo 2 – 502 W Calton Rd STE 103
4.8
(25 reviews)
Action Credit, Laredo 2 is a financial services office located at 502 W Calton Rd Ste 103, Laredo, Texas. The organization appears to operate within the personal and title loan space, serving clients in South, West, and Central Texas. Its stated focus includes loan products to assist with cash needs and credit establishment, with loan amounts and terms described in its public materials. The entity emphasizes fair and responsible lending as part of its policy framework, outlining processes across lending operations and compliance activities. As a regional provider, its operational scope likely covers customer applications, underwriting, and servicing within the Texas market it lists. The organization presents itself as oriented toward facilitating access to short-term borrowing and related credit-building objectives, while outlining a commitment to professional interaction and customer support. For precise details on services, eligibility, and geographic coverage, consult the organization’s official disclosures and local representations.
Sources & References
Credit Repair Laredo TX - MapQuest
https://www.mapquest.com/us/texas/credit-repair-laredo-tx-781484442
Get more information for Credit Repair Laredo TX in Laredo, TX. See reviews, map, get the address, and find directions
How-To
https://wolf.financial/blog/financial-eeat-seo-institutional-content-marketing-guide
Master E-E-A-T optimization for financial content with proven strategies for building expertise, authority, and trust to rank in Google and AI answer engines
Texan Credit - Laredo, TX
https://www.yelp.com/biz/texan-credit-laredo-3
Map Location
Services this business provides
Loan agency
Contact Information
Frequently Asked Questions about Action Credit, Laredo 2
Action Credit Laredo 2 does not appear to be a standalone Texas corporate entity with a clearly verifiable record at the 502 W Calton Rd, Laredo, TX 78040 address in standard business registries. Public profiles for Action Credit locations in Texas are scattered and vary by city, with some listings showing related actions in Pharr, San Antonio, Harlingen, or Center, rather than a confirmed Laredo 2 entity at that address. For definitive verification, contact the Texas Secretary of State’s SOSDirect business search or the Texas Department of Licensing and Regulation, and check the BBB and local city records for the specific Laredo address. Action Credit’s own site provides general contact and location guidance, but does not explicitly certify a “Laredo 2” entity at the referenced address. For further confirmation, you may also reach out to the local city business licensing office in Laredo.
Action Credit offers installment loans in Texas, with loan amounts typically up to $1,800 and flexible payment plans. They emphasize fast, easy access to cash and aim to help customers build credit through a responsible lending approach. For Texans needing emergency cash or small personal loans, Action Credit positions itself as a convenient option with local office support. For more specifics on eligibility and exact loan terms, see their official FAQ and services pages.
Action Credit has multiple Texas presence with history in several towns, including Pharr, San Antonio, Center, and Pharr. For official company history, consult state and local records.
- Texas Secretary of State business entities database: search for “Action Credit” to verify formation dates, status, and registered agent details.
- Texas Department of Savings and Mortgage Lending (SML) for licensing history and regulatory actions related to consumer lenders.
- Better Business Bureau profiles for Action Credit entities in San Antonio and Harlingen (Action Credit #2; Action Credit) for historical registration dates, complaints, and accreditation status.
- Local chamber of commerce listings (Pharr, Center) provide historical business activity and address histories.
- Texas Secretary of State business entities database: search for “Action Credit” to verify formation dates, status, and registered agent details.
- Texas Department of Savings and Mortgage Lending (SML) for licensing history and regulatory actions related to consumer lenders.
- Better Business Bureau profiles for Action Credit entities in San Antonio and Harlingen (Action Credit #2; Action Credit) for historical registration dates, complaints, and accreditation status.
- Local chamber of commerce listings (Pharr, Center) provide historical business activity and address histories.
Action Credit appears to be a Texas-based installment loan provider with multiple Texas locations, including Laredo. Regulators list Texas’ Office of Consumer Credit Commissioner (OCCC) as the primary state regulator for licensees like Action Credit, ensuring compliance and handling consumer complaints. Independent assessments and BBB profiles show mixed ratings and non-accreditation status for various Action Credit offices, indicating variable customer experiences but ongoing regulatory oversight at the state level. For the most authoritative comparison, check the OCCC consumer complaints portal and the BBB profiles for the specific Action Credit location in question.
Texas payday lenders must be licensed as credit access businesses with the Texas Office of the Consumer Credit Commissioner (OCCC). Each location brokering payday or motor vehicle title loans requires its own license, and license fees apply per location; annual renewals are required. In addition, lenders must comply with Texas Finance Code Chapter 393 and related rules, including net asset thresholds and ongoing oversight. For details, contact the OCCC or visit their licensing page.