TitleMax Title Loans – 4316 San Bernardo Ave
5.0
(1877 reviews)
TitleMax Title Loans in Laredo, Texas operates as a consumer finance organization that provides collateral-based lending services. The entity emphasizes short-term funding options secured by a vehicle title and serves customers seeking rapid access to cash while retaining their vehicle as security.
The organization’s history and core operations center on offering title loan products, typically characterized by high-interest rates and specialized underwriting that prioritizes the loan’s collateral value rather than solely credit history. As part of a nationwide network, this location participates in a multi-state framework that governs licensing, disclosure practices, and compliance with consumer finance regulations applicable to title loan providers.
Operational scope includes in-store lending services, standard disclosure of loan terms, and adherence to responsible lending guidelines, with emphasis on prompt funding and straightforward repayment arrangements within the terms of the title loan agreement. The facility contributes to local access to alternative liquidity options for borrowers, aligning with broader industry practices observed in similar markets.
Sources & References
TitleMax Title Loans, 2741 S 14th St, Abilene, TX 79605, US
https://www.mapquest.com/us/texas/titlemax-title-loans-426320300
Get more information for TitleMax Title Loans in Abilene, TX. See reviews, map, get the address, and find directions
TitleMax E-Commerce Credit Application | PDF
https://www.scribd.com/document/566269713/TitleMax-E-Commerce-Credit-Application
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TitleMax Title Loans - Laredo, TX
https://www.yelp.com/biz/titlemax-title-secured-loans-laredo
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Services this business provides
Loan agency
Car finance and loan company
Contact Information
Frequently Asked Questions about TitleMax Title Loans
TitleMax Title Loans at 4316 San Bernardo Ave, Laredo, TX 78041 offers title loans secured by your vehicle’s title. Typical process: (1) bring a valid government ID and lien-free vehicle title, (2) complete an application and undergo a quick approval (often within minutes), (3) receive funds the same day if approved, and (4) repay the loan to reclaim the title. For specifics on rates, terms, and required documents, visit the local store or call ahead.
To learn more: TitleMax official store pages and local reviews note fast decisions and same-day funding, with options for customers who may not have perfect credit. The exact branch details and hours are listed for 4316 San Bernardo Ave in Laredo, TX, and nearby locations share similar processes. For document requirements, a government-issued ID and proof of ownership of a lien-free title are typically needed, with disbursement details varying by location.
To learn more: TitleMax official store pages and local reviews note fast decisions and same-day funding, with options for customers who may not have perfect credit. The exact branch details and hours are listed for 4316 San Bernardo Ave in Laredo, TX, and nearby locations share similar processes. For document requirements, a government-issued ID and proof of ownership of a lien-free title are typically needed, with disbursement details varying by location.
TitleMax operates in Texas by offering title loans and title pawns secured by a customer’s vehicle title. They do not require a credit check and typically provide funding quickly, often the same day, with the loan amount tied to the vehicle’s value and the loan terms repaid on the agreed schedule. For residents of Laredo, the San Bernardo Ave location provides title loans and personal loans, emphasizing swift decisions and potential assistance even with imperfect credit.
Important considerations include potential repossession risk if a loan defaults, and Texas-specific regulations govern licensing, fees, and disclosure requirements for title lenders. Customers should verify current license status, review all terms, and understand repayment consequences before proceeding. For more details, visit TitleMax’s official site or local store pages in Texas.
Important considerations include potential repossession risk if a loan defaults, and Texas-specific regulations govern licensing, fees, and disclosure requirements for title lenders. Customers should verify current license status, review all terms, and understand repayment consequences before proceeding. For more details, visit TitleMax’s official site or local store pages in Texas.
TitleMax Title Loans on San Bernardo Ave in Laredo is located at 4316 San Bernardo Ave, Laredo, TX 78041. The store provides title loans and personal loans, and has been described as serving the Laredo area with a quick approval process and same-day funds. For more details or current hours, you can contact the location directly at the address above or visit local business listings for updates.
Texas title loan providers in Texas are governed primarily by the Texas Finance Code, Title 5, which sets rules on disclosures, interest, fees, loan terms, renewals, and repossession procedures. Lenders must clearly disclose the total amounts due before signing and comply with limits on loan terms (generally up to 180 days) and other consumer protections. Some cities may impose additional local limits or requirements; always verify local ordinances where the loan is taken. For more details, consult the Texas Office of Consumer Credit Commissioner and Texas Appleseed resources.
TitleMax, LLC (TMX Finance) has faced regulatory action from the CFPB and state regulators in recent years. In March 2023, the CFPB and several states entered into a consent decree with TMX Finance for violations of the Consumer Financial Protection Act, addressing deceptive lending practices and related conduct across multiple jurisdictions. ProPublica and The Current reported ongoing concerns about sales tactics that obscured true borrowing costs, even after the consent order was in place. Additional historical context notes that TitleMax was reorganized after bankruptcy in 2010 and has since expanded, with varying store-level experiences and closures in some markets. For more details, consult the CFPB consent order and related regulator summaries.