ALLIANCE Credit Union – 8401 Quaker Ave
4.8
(526 reviews)
ALLIANCE Credit Union is a member-owned, not-for-profit financial cooperative serving the Lubbock, Texas community. Founded to meet the banking needs of local workers, it has evolved into a broader community institution through mergers and growth, while preserving its cooperative governance model that emphasizes member control and shared benefits. The organization provides a range of financial products and services typical of credit unions, including deposit accounts and consumer loans, with a focus on accessible, member-centered service. Its operations span multiple branches in the Lubbock area and related facilities that support home lending and consumer financing, reflecting an emphasis on flexible terms and community-oriented solutions rather than profit-driven marketing. By reinvesting earnings back into member services and products, ALLIANCE aims to sustain financial wellness and stability for its membership. The credit union collaborates with the broader Texas financial ecosystem to offer education resources and community outreach aligned with its cooperative principles.
Map Location
Services this business provides
Credit union
ATM
Bank
Mortgage lender
Contact Information
Frequently Asked Questions about ALLIANCE Credit Union
Does ALLIANCE Credit Union have other locations in Lubbock?
Based on our directory, this appears to be the only ALLIANCE Credit Union location in Lubbock, Texas. However, ALLIANCE Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact ALLIANCE Credit Union online?
Yes, ALLIANCE Credit Union offers online contact options through their website. You can visit their website at alliancecutx.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that ALLIANCE Credit Union is legitimate?
To verify ALLIANCE Credit Union's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with ALLIANCE Credit Union?
Requirements to apply for a loan with ALLIANCE Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact ALLIANCE Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.