First National Bank of Mertzon – 3399 Knickerbocker Rd
5.0
(2 reviews)
The First National Bank of Mertzon is a local, independent community bank with a long-standing presence in West Texas. Established in the early 20th century, the institution has grown alongside its surrounding towns while maintaining a focus on serving individuals, small businesses, and agricultural customers in its region. The bank emphasizes conventional banking services, including deposit taking, loan origination, and other routine financial activities that support everyday financial needs for residents and local enterprises. Its operations center on a multi-branch footprint within its serving communities, aiming to provide accessible financial services through physical locations and standard banking channels. Throughout its history, the bank has navigated periods of economic change by preserving customer relationships, maintaining prudent risk management practices, and adapting to regulatory requirements that govern community financial institutions. As a federally chartered bank, it operates under appropriate oversight and conducts its activities within the framework of established banking norms for safety and soundness.
Map Location
Services this business provides
Bank
ATM
Contact Information
Address
3399 Knickerbocker Rd, San Angelo, TX 76904
Phone
(325) 22-30-234Website
www.fnbmertzon.comFrequently Asked Questions about First National Bank of Mertzon
Does First National Bank of Mertzon have other locations in San Angelo?
Based on our directory, this appears to be the only First National Bank of Mertzon location in San Angelo, Texas. However, First National Bank of Mertzon may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact First National Bank of Mertzon online?
Yes, First National Bank of Mertzon offers online contact options through their website. You can visit their website at fnbmertzon.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that First National Bank of Mertzon is legitimate?
To verify First National Bank of Mertzon's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with First National Bank of Mertzon?
Requirements to apply for a loan with First National Bank of Mertzon typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact First National Bank of Mertzon directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.