Advance America – 10555 Culebra Rd #106
Sources & References
https://www.advanceamerica.net/store-locations/texas/10555-culebra-rd-ste-106-san-antonio-78251
Advance America is here to help you with easy online cash advances, fast cash loans and more. Apply online now or visit any of our 800+ locations
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https://www.mapquest.com/us/texas/advance-america-9659413
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Map Location
Services this business provides
Contact Information
Address
10555 Culebra Rd #106, San Antonio, TX 78251
Phone
(210) 64-71-138Website
www.advanceamerica.netFrequently Asked Questions about Advance America
Key points
- Texas CABs can offer short-term loans with high interest via purchase of a “payday loan” contract; technically the lender buys the right to collect from the borrower rather than charging interest directly on a loan.
- State protections have lagged behind federal updates; federal rules once proposed would require affordability underwriting and limit rollovers, but Texas remains comparatively permissive in practice.
- Consumers should review loan terms, borrower protections, and any applicable city ordinances; for more precise rules and current local implementations, contact the Texas Office of the Consumer Credit Commissioner or the city where the lender operates.
Key protections and guidance
- Required disclosures: lenders must present the loan’s total cost and APR, the amount borrowed, and payment terms at the start of the transaction.
- Regulatory oversight: payday lenders operating in Texas are regulated by the OCCC, which can provide enforcement and consumer helpline support.
- Consumer options and protections: Texas law provides avenues for complaints and potential remedies if a lender violates rules; borrowers should document all terms and communications.
For more detailed, up-to-date information, contact the Texas OCCC or review the Texas State Law Library guides on payday loans.