Apple Federal Credit Union – 14260-J

Apple Federal Credit Union is a member-owned, not-for-profit financial cooperative that serves individuals who share a common bond with the organization and its field of membership. Founded in 1956, the credit union has grown through a series of mergers and charter expansions that broadened its service area beyond its original scope in Northern Virginia. Its governance structure is driven by a democratically elected board of volunteers elected by the members, with earnings returned to members in the form of favorable loan rates and dividend yields rather than distributed as profits. Historically, Apple FCU has operated as a community-focused financial institution, offering a range of deposit accounts, loans, and related financial services designed to meet everyday banking needs while emphasizing local member support. The organization has established a network of branches and touchpoints across Northern Virginia, including locations in Centreville, to provide accessible service to its membership and support community financial wellbeing through consumer and member education initiatives. As with many credit unions, its primary functions include safeguarding member deposits, extending credit, and supporting financial transactions within a cooperative framework governed by regulatory oversight and voluntary member participation.