Navy Federal Credit Union – 308 Worth Ave #105
4.5
(53 reviews)
Navy Federal Credit Union is a not-for-profit cooperative providing financial services to military members and their families, with a history rooted in 1933 as the Navy Department Employees' Credit Union of the District of Columbia. Its evolution includes broadening eligibility beyond Washington, expanding to all Navy personnel worldwide, and eventually adopting the Navy Federal name as membership grew and assets expanded. The organization operates as a member-owned financial cooperative and focuses on member financial health through a range of services, including deposit accounts, loans, and digital banking, delivered through a nationwide branch network and digital platforms. Its governance centers on serving the membership rather than generating profits for external shareholders, aligning with principles of integrity and community support. As a large national credit union, Navy Federal’s scope encompasses serving active duty, veterans, and eligible civilian personnel and their families, while maintaining regulatory oversight by the appropriate federal authority. The Stafford address situates the organization within its broader operational footprint that supports nationwide member access and service delivery.
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Services this business provides
Loan agency
ATM
Bank
Business banking service
Financial institution
Investment service
Credit union
Mortgage broker
Mortgage lender
Savings bank
Contact Information
Frequently Asked Questions about Navy Federal Credit Union
Does Navy Federal Credit Union have other locations in Stafford?
Based on our directory, this appears to be the only Navy Federal Credit Union location in Stafford, Virginia. However, Navy Federal Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Navy Federal Credit Union online?
Yes, Navy Federal Credit Union offers online contact options through their website. You can visit their website at navyfederal.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Navy Federal Credit Union is legitimate?
To verify Navy Federal Credit Union's legitimacy, check if they are licensed with Virginia's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Navy Federal Credit Union?
Requirements to apply for a loan with Navy Federal Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Navy Federal Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.