Puget Sound Cooperative Credit Union – 17620 Talbot Rd S
4.6
(30 reviews)
Puget Sound Cooperative Credit Union (PSCCU) is a not-for-profit, member-owned financial cooperative serving the Puget Sound region since its origins in 1934. Originally chartered as Puget Sound Power & Light Employees Credit Union, the organization has evolved through name changes and consolidations to reflect its broader community focus while maintaining its cooperative structure. PSCCU operates as a financial cooperative, returning value to members through earnings that support competitive rates and member services rather than external shareholders. The credit union emphasizes its mission as a local, community-oriented institution dedicated to financial inclusion, sustainable practices, and responsible stewardship of member resources. With multiple branches in the greater Seattle area, including Renton, the organization maintains a regional footprint intended to provide accessible, personalized financial services to individuals and small businesses within its field of membership. PSCCU’s governance centers on member participation, with leadership focused on continuing education, community partnerships, and prudent financial management in a cooperative framework.
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Frequently Asked Questions about Puget Sound Cooperative Credit Union
Does Puget Sound Cooperative Credit Union have other locations in Renton?
Based on our directory, this appears to be the only Puget Sound Cooperative Credit Union location in Renton, Washington. However, Puget Sound Cooperative Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Puget Sound Cooperative Credit Union online?
Yes, Puget Sound Cooperative Credit Union offers online contact options through their website. You can visit their website at psccu.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Puget Sound Cooperative Credit Union is legitimate?
To verify Puget Sound Cooperative Credit Union's legitimacy, check if they are licensed with Washington's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Puget Sound Cooperative Credit Union?
Requirements to apply for a loan with Puget Sound Cooperative Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Puget Sound Cooperative Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.