WVU Credit Union – 448 Harding Ave

WVU Credit Union is a member-owned, nonprofit financial cooperative originally chartered to serve university employees and affiliated individuals, operating under federal regulatory oversight. Established in 1961, its history reflects a commitment to providing accessible savings and lending services within a cooperative framework that emphasizes member ownership and democratic governance. The organization functions as a financial cooperative that pools members’ savings to fund loans and other credit facilities, with decisions driven by the needs and input of its membership rather than external profit motives. Its stated location at 448 Harding Avenue in Morgantown places it within the WVU community ecosystem, aligning services with the financial interests of faculty, staff, and associated members. Primary activities center on deposit-taking and loan origination, supported by standard credit union operations such as member enrollment, savings accounts, and loan products. The credit union operates under the philosophy of “people helping people,” translating into a cooperative model where members collectively benefit from access to affordable financial services and shared ownership. Historical records indicate a long-standing presence in Morgantown, contributing to the local credit union movement and the broader WV community banking landscape.