Payday Advance – 1029 6th Ave SE
Sources & References
https://www.alabamaappleseed.org/wp-content/uploads/2019/04/Alabama-Appleseed-BROKE-Report-Web.pdf
to the Small Loan Act and Truth-in-Lend ing requirements.17 The industry had other ideas. After an intense, multi-year lobby ing campaign, payday lenders succeeded in getting the Deferred Presentment Services Act (DPSA) passed through the state Legis lature in 2003.18 The law enabled lenders to... charge exorbitant annual percentage rates under the guise of origination fees for loans. Alabama has never been the same. The DPSA is an industry carve-out that grants payday lenders the unique
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Map Location
Services this business provides
Contact Information
Address
1029 6th Ave SE, Decatur, AL 35601
Website
www.paydayloanservices.orgFrequently Asked Questions about Payday Advance
For more details on current enforcement and consumer protections, see the Alabama State Banking Department and Alabama Arise resources.
Additional context comes from Alabama Asset’s booklet and state-focused analyses that outline lender practices, regulatory history, and consumer protections within Alabama, which help situate Decatur’s payday lending landscape within statewide trends. For ongoing policy discussions and reform efforts, Alabama Arise provides analyses on debt-trap concerns and recommended reforms affecting payday lenders statewide, relevant to Decatur residents. For more localized data, consult Decatur municipal or Calhoun County records and local regulatory notices.