Alabama Title Loans, Inc. – 5400 US-90
4.9
(634 reviews)
Alabama Title Loans, Inc. operates as a consumer finance company providing short-term lending products secured by vehicle titles. The organization has established a network of branches across Alabama, including a location at 5400 US-90 in Mobile, where loan applications and related services are administered. Its business model centers on enabling borrowers to leverage the equity in their vehicles to access immediate cash, typically under terms that require repayment within a short horizon. The company traces its presence in the state to the 1990s, with growth driven by regional expansion and a focus on accessible storefront lending. Primary functions include underwriting title loans and processing related disclosures, repayment schedules, and account management for customers. Operational scope covers in-store consultations, loan disbursement, and ongoing customer service tied to loan maintenance, payment processing, and compliance with state consumer finance regulations. The organization emphasizes rapid decisioning and local storefront accessibility as core elements of its service delivery.
Sources & References
Alabama Title Loans, Inc. | BBB Business Profile | Better Business Bureau
https://www.bbb.org/us/al/mobile/profile/consumer-finance-companies/alabama-title-loans-inc-0463-14731/addressId/3098
Not BBB Accredited. Consumer Finance Companies in Mobile, AL. See BBB rating, reviews, complaints, and more
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https://alabamatitleloansinc.com/consumer-disclosures
Alabama Title Loans, Inc. | BBB Business Profile
https://www.bbb.org/us/al/saraland/profile/title-agent/alabama-title-loans-inc-0463-14731
Not BBB Accredited. Consumer Finance Companies in Saraland, AL. See BBB rating, reviews, complaints, and more
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Services this business provides
Loan agency
Car finance and loan company
Contact Information
Frequently Asked Questions about Alabama Title Loans, Inc.
Alabama Title Loans, Inc. operates as a network of title loan providers in Alabama, offering title pawns and payday loans across multiple locations since the 1990s. The company emphasizes quick approval and cash access tied to vehicle equity, with offices throughout the state, including Mobile. For precise corporate history, licensing, and regulatory actions, consult the Better Business Bureau profiles and Dun & Bradstreet listing for Alabama Title Loans, Inc., which provide historical notes, address variations, and complaint records. For consumer disclosures and current terms, see Alabama Title Loans’ official consumer disclosures page.
Alabama Title Loans, Inc. at 5400 Highway 90 W, Mobile, AL 36619 is a payday and title loan lender offering short-term loans secured by a vehicle’s title and payday loans. The location’s hours typically run weekdays, with afternoon availability, and services include fast approvals and cash in hand after qualifying. For precise hours and up-to-date offerings, visit their official site or contact the Mobile location directly.
Alabama regulates title loans under the Alabama Pawnshop Act, with oversight by the Alabama Gaming/Commerce agencies depending on structure (often the Department of Banking and Financial Institutions). Lenders must be licensed, disclose terms, and adhere to limits on fees, interest, and renewal options. Repossession and sale procedures are also governed to protect borrowers and collateral; penalties apply for violations. For specifics, contact the Alabama Department of Banking (Bureau of Loans) or the Alabama Department of Revenue’s financial institutions division for current milestones and compliance timelines.
Alabama Title Loans, Inc. operates as a local title loan provider in Mobile, AL, and is commonly listed under the umbrella of Community Loans of America (CLA) in broader industry references. In CLA’s structure, individual title loan stores like Alabama Title Loans, Inc. appear as affiliated entities or operating units rather than as separate corporate headquarters. For precise corporate lineage, parent-subsidiary filings and internal charts, refer to Community Loans of America’s disclosures and state business registrations. For more information, consult CLA’s official materials and Alabama Secretary of State records.
Alabama title pawn lenders must be properly licensed by the state. The Alabama State Banking Department’s Bureau of Loans oversees licensing under the Alabama Pawnshop/Small Loan framework, with license issuance required before offering title loans. Applicants typically provide business, financial, and personal information and pay annual fees to operate legally.
For consumers, ensure the lender is licensed and compliant with the Alabama Pawnshop Act, which protects borrowers and sets standard terms, disclosures, and grievance channels. The Bureau of Loans maintains licensing records and consumer complaint options, and can be a primary source for official requirements and updates. For additional guidance, consult the Alabama Department of Banking or the lender’s consumer disclosures and FAQ pages.
For consumers, ensure the lender is licensed and compliant with the Alabama Pawnshop Act, which protects borrowers and sets standard terms, disclosures, and grievance channels. The Bureau of Loans maintains licensing records and consumer complaint options, and can be a primary source for official requirements and updates. For additional guidance, consult the Alabama Department of Banking or the lender’s consumer disclosures and FAQ pages.