Aloha Pacific Federal Credit Union – 988 Fort Street Mall

Aloha Pacific Federal Credit Union is a member-owned financial institution based in Honolulu, Hawaii, serving residents of Hawaii with a focus on consumer financial services. Founded in the mid-20th century, the organization has evolved from an employee-driven credit union into a broader community-focused financial cooperative, operating under federal regulation to provide member savings accounts, loans, and associated services. Its organizational history reflects a progression from a single-office start to a multi-branch network aimed at expanding access to financial products for a diverse membership. Nature and scope - Primary functions: accepting deposits, offering consumer loans, auto financing, mortgages, and small-dollar lending, alongside standard financial services such as online banking and member support. - Operational footprint: serves members across Hawaii through multiple locations and online platforms, emphasizing local participation and community partnerships. - Governance and structure: as a credit union, it operates on a not-for-profit model with profits returned to members via better rates and fees, guided by a democratically elected board of volunteers. - Mission emphasis: building lasting relationships by delivering personalized service and financial education, while maintaining a cooperative identity.