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Hawaii Schools Federal Credit Union – 233 S Vineyard St

5.0 (3 reviews)
Hawaii Schools Federal Credit Union (HSFCU) is a member-owned, not-for-profit financial cooperative that serves employees, retirees, students, and families connected to Hawaii’s Department of Education system. Founded in 1936 by a group of educators, it began as a small, community-focused credit union with a mission to provide safe savings options and fair borrowing terms for teachers. Over decades, HSFCU expanded its charter and service offerings while maintaining a clear educational affiliation, eventually broadening access to include a wider university and school community within Hawaii. Today, HSFCU operates as a full-service financial institution, offering typical member services such as deposit accounts, loans, and digital banking, aligned with its roots in public education. Its organizational scope emphasizes financial services tailored to educators and students, supporting financial literacy and access within the education sector. The credit union emphasizes stability, member ownership, and a history anchored in public education values.

Map Location

Services this business provides

Credit union ATM

Contact Information

Address

233 S Vineyard St, Honolulu, HI 96813

Frequently Asked Questions about Hawaii Schools Federal Credit Union

Does Hawaii Schools Federal Credit Union have other locations in Honolulu?
Based on our directory, this appears to be the only Hawaii Schools Federal Credit Union location in Honolulu, Hawaii. However, Hawaii Schools Federal Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Hawaii Schools Federal Credit Union online?
Yes, Hawaii Schools Federal Credit Union offers online contact options through their website. You can visit their website at hawaiischoolsfcu.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Hawaii Schools Federal Credit Union is legitimate?
To verify Hawaii Schools Federal Credit Union's legitimacy, check if they are licensed with Hawaii's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Hawaii Schools Federal Credit Union?
Requirements to apply for a loan with Hawaii Schools Federal Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Hawaii Schools Federal Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.