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1st Franklin Financial – 3120 E Oakland Ave

4.9 (200 reviews)
1st Franklin Financial is a consumer finance organization with a long-standing regional presence in the southern United States, including Tennessee. The institution traces its origins to 1941, when founder Ben F. Cheek Jr. established the company to provide personal financial solutions to local communities. Over the decades, the organization expanded its footprint across multiple states, developing a network of loan offices aimed at delivering accessible credit and related financial services to individuals and families. Its core offerings historically center on personal loans and real estate lending, with a focus on maintaining a community-oriented approach and a recognizable local presence in its service areas. The organization emphasizes building familiarity with customers and maintaining ongoing relationships to support customers through various life events, reflecting its longstanding mission to help neighbors manage financial needs with dignity and respect. Operational scope and focus have evolved alongside regulatory and market changes, yet the enterprise continues to prioritize localized service delivery through branch offices and direct lending channels. The firm’s historical emphasis on customer knowledge and neighborhood-based lending remains a defining characteristic, shaping its approach to risk, underwriting, and service standards. By sustaining a multi-state network, the organization maintains regional relevance while adhering to its foundational commitment to serving communities with accessible financial solutions.

Sources & References

1st Franklin Financial - Overview, News & Similar companies | ZoomInfo.com

https://www.zoominfo.com/c/1st-franklin-financial-corp/108380197

View 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more

1st Franklin Financial Corporation | BBB Business Profile

https://www.bbb.org/us/ga/toccoa/profile/consumer-finance-companies/1st-franklin-financial-corporation-0443-7002475

Not BBB Accredited. Consumer Finance Companies in Toccoa, GA. See BBB rating, reviews, complaints, and more

1st Franklin Financial Corporation

https://www.linkedin.com/company/1st-franklin-financial

1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan

Map Location

Services this business provides

Loan agency Financial institution

Contact Information

Address

3120 E Oakland Ave, Johnson City, TN 37601

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