Benchmark Home Loans – 4138 Bristol Hwy #4
5.0
(159 reviews)
Benchmark Home Loans operates as a mortgage lending organization serving clients in Johnson City, Tennessee, with a focus on residential financing. The firm’s colleagues and leadership appear to emphasize client-oriented mortgage services within the local market, reflecting a regional presence that aligns with community banking and home loan origination traditions. The organization’s professional team aims to provide guidance across typical mortgage workflows, including initial consultations, loan option assessments, and the processing steps required to secure financing.
Historically, regional mortgage entities like Benchmark Home Loans have evolved from community financial service providers, expanding through affiliating branches and local expertise to address housing market demands. The firm’s operational scope appears to center on loan origination activities for residential real estate, leveraging local knowledge of Tennessee’s housing landscape to facilitate borrower needs. Primary functions likely encompass application intake, qualification assessments, document collection, underwriting coordination, and coordination with lenders to finalize funding. The organization’s footprint at 4138 Bristol Hwy #4 situates it within Johnson City’s commercial corridor, supporting accessible in-person engagement for prospective borrowers.
Sources & References
The Tipton Team - Benchmark Home Loans - Johnson City, TN
https://www.yelp.com/biz/the-tipton-team-benchmark-home-loans-johnson-city-2
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Jonathan Tipton, Johnson City Mortgage Lender | Benchmark Home ...
https://jonathantipton.benchmark.us
Map Location
Services this business provides
Mortgage lender
Mortgage broker
Contact Information
Address
4138 Bristol Hwy #4, Johnson City, TN 37601
Phone
(423) 23-20-111Website
stevereed.benchmark.usFrequently Asked Questions about Benchmark Home Loans
Benchmark Home Loans operates a Johnson City office at 4138 Bristol Highway, Suite 4, Johnson City, TN 37601, led locally by The Tipton Team and Jonathan Tipton as a Senior Mortgage Planner. The team emphasizes competitive rates, fast underwriting, and customer-focused service, with Benchmark’s broader network historically courting clients as a national lender with an emphasis on relationship-based lending. For more detailed history, you can contact the Johnson City office or visit Benchmark’s site to review its core values and branch profiles.
Benchmark Home Loans operates in Tennessee as a nationwide mortgage lender with local Johnson City representation. The Tipton Team at Benchmark (Jonathan Tipton, Sr. Mortgage Planner) is based at 4138 Bristol Highway, Suite 4, Johnson City, TN 37601 and offers residential loan products with a focus on fast underwriting and personalized guidance.
Key landscape context
- Tennessee-based lenders and branches frequently emphasize competitive rates, a range of loan programs (conventional, VA, FHA), and streamlined pre-approval processes to capture local homebuyers.
- Benchmark’s presence in Johnson City aligns with regional lenders leveraging strong local ties, a focus on customer service, and a relationship-driven approach to lending.
For more information
- Visit Benchmark’s local profile pages and Jonathan Tipton’s Benchmark site for product specifics and current rate offerings.
- Compare Tennessee mortgage options and rates on state-focused and aggregator sites to understand where Benchmark fits within the broader market.
Key landscape context
- Tennessee-based lenders and branches frequently emphasize competitive rates, a range of loan programs (conventional, VA, FHA), and streamlined pre-approval processes to capture local homebuyers.
- Benchmark’s presence in Johnson City aligns with regional lenders leveraging strong local ties, a focus on customer service, and a relationship-driven approach to lending.
For more information
- Visit Benchmark’s local profile pages and Jonathan Tipton’s Benchmark site for product specifics and current rate offerings.
- Compare Tennessee mortgage options and rates on state-focused and aggregator sites to understand where Benchmark fits within the broader market.
Benchmark Home Loans in Johnson City highlights residential mortgage lending as its core service. The team, led by Jonathan Tipton, focuses on home purchase financing, fast underwriting, and competitive rates, with in-house processing and personal guidance throughout the loan process. For more details on product specifics and branch services, visit the Johnson City office at 4138 Bristol Hwy, Suite 4, or contact the office directly.
Benchmark Home Loans operates as a local mortgage lender with a networked team structure, led by a managing lender or team lead who oversees loan officers and support staff across its Johnson City, Tennessee office. The organization emphasizes relationship-based service, with teams typically organized around loan origination, processing, underwriting, and closing roles to deliver end-to-end mortgage solutions. For precise governance, reporting lines, and current leadership, visit the company’s local Johnson City profile or official Benchmark Home Loans pages.
Lenders must follow a multi-layer regulatory framework at local, state, and federal levels. For local lenders in Johnson City, TN, key sources include state banking/finance regulatory bodies and local ordinances.
Where to go for more information:
- Tennessee Department of Financial Institutions (TDFI) – state licensing, lending rules, and supervisory guidance.
- Federal regulators depending on charter (CFPB for consumer protections, FDIC/FRB for insured banks, OCC for national banks).
- Local government and county/state attorney general resources for fair lending and consumer protection requirements.
Note: Always verify lender-specific requirements based on type of license and charter. Public annual reports from the Tennessee Department of Financial Institutions and relevant federal agency guidance are reliable starting points.
Where to go for more information:
- Tennessee Department of Financial Institutions (TDFI) – state licensing, lending rules, and supervisory guidance.
- Federal regulators depending on charter (CFPB for consumer protections, FDIC/FRB for insured banks, OCC for national banks).
- Local government and county/state attorney general resources for fair lending and consumer protection requirements.
Note: Always verify lender-specific requirements based on type of license and charter. Public annual reports from the Tennessee Department of Financial Institutions and relevant federal agency guidance are reliable starting points.