Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB – 11330 Clay Rd Suite 350
4.8
(585 reviews)
Cornerstone Home Lending operates as the mortgage origination arm within Cornerstone Capital Bank, SSB, serving as a national residential lending provider with roots tracing back to Cornerstone Home Lending’s corporate formation in 1988. The organization functions to originate, process, underwrite, and fund home loans through an in-house team, emphasizing streamlined operations and centralized servicing, while aligning with Cornerstone Capital Bank’s broader banking and mortgage platforms. Historically, the mortgage business grew through sustained growth and integration with the bank’s institutional and consumer banking services, culminating in a combined enterprise offering across multiple states and a diversified suite of loan programs. The entity’s scope includes residential mortgage origination and servicing, supported by a network of loan production offices and a staffing force sized to manage high-volume home financing transactions. Operational emphasis centers on efficient loan closures, transparent status updates, and consistent execution within a regulated financial services framework. The organization’s address reflects its Houston, Texas presence within a larger national banking and lending organization.
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Services this business provides
Mortgage lender
Loan agency
Mortgage broker
Contact Information
Frequently Asked Questions about Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB
Does Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB have other locations in Houston?
Based on our directory, this appears to be the only Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB location in Houston, Texas. However, Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB online?
Yes, Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB offers online contact options through their website. You can visit their website at houseloan.com to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB is legitimate?
To verify Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB?
Requirements to apply for a loan with Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.