First Community Credit Union - Fairbanks – 8600 Jameel Rd #90
4.7
(185 reviews)
First Community Credit Union (FCCU) is a local financial cooperative that serves members with a variety of core banking services and community-focused programs. Founded in the mid-20th century, FCCU has grown alongside the Houston area, expanding its footprint to multiple branches and adopting a member-owned, not-for-profit model that emphasizes value for its community-oriented membership. The organization operates as a credit union rather than a traditional bank, aligning earnings with member benefits and reinvesting in services rather than distributing profits to external shareholders. FCCU’s historical core functions include deposits, consumer and small-business lending, and financial education initiatives designed to support everyday financial needs and literacy. Its operational scope spans personal banking, small-business services, and member engagement activities, often highlighting local collaboration and community outreach as part of its mission. The specific location at 8600 Jameel Rd #90 in Houston serves as one of FCCU’s service points within the greater network of branches.
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Frequently Asked Questions about First Community Credit Union - Fairbanks
Does First Community Credit Union - Fairbanks have other locations in Houston?
Based on our directory, this appears to be the only First Community Credit Union - Fairbanks location in Houston, Texas. However, First Community Credit Union - Fairbanks may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact First Community Credit Union - Fairbanks online?
Yes, First Community Credit Union - Fairbanks offers online contact options through their website. You can visit their website at fccu.org to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that First Community Credit Union - Fairbanks is legitimate?
To verify First Community Credit Union - Fairbanks's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with First Community Credit Union - Fairbanks?
Requirements to apply for a loan with First Community Credit Union - Fairbanks typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact First Community Credit Union - Fairbanks directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.