Members Trust Credit Union – 2315 Mangum Rd
4.7
(47 reviews)
Members Trust Federal Credit Union, located at 2315 Mangum Rd in Houston, has a long history dating to its founding in 1936, originally serving dairy producers in Harris County. Over the decades, the organization expanded its field of membership beyond dairy operations as regional cooperatives merged and the credit union grew through multiple consolidations. Today, MTFCU operates as a full‑service financial institution with a mission aligned to cooperative principles, emphasizing member ownership and democratic governance.
The institution’s primary functions include accepting deposits, offering savings and checking accounts, and providing consumer and small business lending services. It supports members through online and mobile banking platforms, as well as in‑person services at its Houston branch. The organization’s geographic and membership expansion reflects a broader scope that serves individuals and communities beyond its original dairy farmer base, while maintaining core values of member focus and mutual aid. MTFCU’s history and current operations illustrate a steady evolution from a niche agricultural credit union to a diversified community financial institution.
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Frequently Asked Questions about Members Trust Credit Union
Does Members Trust Credit Union have other locations in Houston?
Based on our directory, this appears to be the only Members Trust Credit Union location in Houston, Texas. However, Members Trust Credit Union may have additional branches in other cities or states. Contact the company directly or visit their website to confirm all available locations.
Can I contact Members Trust Credit Union online?
Yes, Members Trust Credit Union offers online contact options through their website. You can visit their website at mtfcu.coop to access online services, customer support, or contact forms. Many financial institutions also provide email support, live chat, and mobile app options for customer inquiries.
How can I verify that Members Trust Credit Union is legitimate?
To verify Members Trust Credit Union's legitimacy, check if they are licensed with Texas's Department of Financial Services or Consumer Credit Division. Licensed lenders must display their license number and comply with state lending regulations. Verify their registration through the Nationwide Multistate Licensing System (NMLS) if applicable. Review their Better Business Bureau rating and check for any complaints filed with state consumer protection agencies. Legitimate lenders will provide clear terms, proper disclosures, and will not ask for upfront fees before processing your application.
What are the main requirements to work with Members Trust Credit Union?
Requirements to apply for a loan with Members Trust Credit Union typically include: proof of identity (government-issued ID), proof of income (pay stubs, tax returns, or bank statements), proof of residence, Social Security Number, and information about existing debts. Lenders will evaluate your credit score, debt-to-income ratio, employment history, and ability to repay. Some loans may require collateral or a co-signer. Minimum credit score and income requirements vary by loan type and lender. Contact Members Trust Credit Union directly to understand their specific eligibility criteria, as requirements can differ based on the loan product and your financial situation.